1.International rating agency Moody’s on 3 March 2015 downgraded the
ratings of some securities of which two public-sector banks? –
1) Central Bank of India and Indian Overseas Bank
2)State Bank of India and Punjab National Bank
3)Indian Overseas Bank and Canara Bank
4)Punjab National Bank and Central Bank of India
5) State Bank of India and Indian Overseas Bank
2.Which of the following type of cheques can be endorsed?
1)Account payee cheques
2) Bearer cheques
3)Cheques payable to order
4)Cheques with restricted endorsement
5)None of these
3.The Reserve Bank of India (RBI) on 18 February 2015 allowed banks to lend against gold and thus lifted the ban on the same. When was this ban imposed? –
1)June 2013
2)June 2012
3)June 2010
4)June 2014
5)June 2011
4.What is the term used for the process in which a bank adjust a loan from a deposit of the same name and same capacity in the same bank?
1)Right to lien
2)Right to adjustment
3)Right to set off
4)Right to appropriation.
5)None of these
5.Which bank on 16 February 2015 announced plans to launch India’s first Green Infrastructure Bond worth Rs. 500 crore, proceeds from which will be deployed to fund renewable energy and energy efficiency projects?
1)Axis Bank
2)Yes Bank
3)ICICI Bank
4)IDBI Bank
5)Bank of Baroda
6.The RBI on 3 February 2015 increased the amount Indians can remit in foreign exchange without end-use restrictions to $ 2,50,000 per year per person. What was this limit at present?
1) $ 1,00,000 per year per person
2) $ 1,50,000 per year per person
3) $ 1,25,000 per year per person
4) $ 1,15,000 per year per person
5) $ 75,000 per year per person
7.What do you mean by 'probate' in banking parlance ?
1)It is a will left by a deceased person
2)It is a will certified by the court for settlement of the property of the deceased person
3)It is a registered will of a deceased person
4)It is the last will of a person certified by his/her legal heirs.
5)None of these
8.Which bank was ranked at highest place among Indian banks in the list of the Top 50 Most Valued Global Banks (in terms of market capitalization) that was released by Bloomberg on 17 January 2015?
1)ICICI Bank
2) State Bank of India (SBI)
3)Industrial and Commercial Bank of China
4)HDFC Bank
5)Agricultural Bank of China
9.Which of the following terms is not used in banking/financial parlance?
1) Estrange
2) Break even
3)Liquidator
4)Remittance
5)Portfolio
10.Gyan Sangam’ – the 2-day Retreat for Banks and Financial Institutions” and was held at National Institute of Banking Management (NIBM) which concluded on 3 January 2015, was held in which city?
1) Pune
2)Chennai
3)New Delhi
4)Kolkata
5)Kochi
Answer 1.[1] 2.[3] 3.[1] 4.[3] 5.[2] 6.[3] 7.[2] 8.[4] 9.[1] 10[1]
1) Central Bank of India and Indian Overseas Bank
2)State Bank of India and Punjab National Bank
3)Indian Overseas Bank and Canara Bank
4)Punjab National Bank and Central Bank of India
5) State Bank of India and Indian Overseas Bank
2.Which of the following type of cheques can be endorsed?
1)Account payee cheques
2) Bearer cheques
3)Cheques payable to order
4)Cheques with restricted endorsement
5)None of these
3.The Reserve Bank of India (RBI) on 18 February 2015 allowed banks to lend against gold and thus lifted the ban on the same. When was this ban imposed? –
1)June 2013
2)June 2012
3)June 2010
4)June 2014
5)June 2011
4.What is the term used for the process in which a bank adjust a loan from a deposit of the same name and same capacity in the same bank?
1)Right to lien
2)Right to adjustment
3)Right to set off
4)Right to appropriation.
5)None of these
5.Which bank on 16 February 2015 announced plans to launch India’s first Green Infrastructure Bond worth Rs. 500 crore, proceeds from which will be deployed to fund renewable energy and energy efficiency projects?
1)Axis Bank
2)Yes Bank
3)ICICI Bank
4)IDBI Bank
5)Bank of Baroda
6.The RBI on 3 February 2015 increased the amount Indians can remit in foreign exchange without end-use restrictions to $ 2,50,000 per year per person. What was this limit at present?
1) $ 1,00,000 per year per person
2) $ 1,50,000 per year per person
3) $ 1,25,000 per year per person
4) $ 1,15,000 per year per person
5) $ 75,000 per year per person
7.What do you mean by 'probate' in banking parlance ?
1)It is a will left by a deceased person
2)It is a will certified by the court for settlement of the property of the deceased person
3)It is a registered will of a deceased person
4)It is the last will of a person certified by his/her legal heirs.
5)None of these
8.Which bank was ranked at highest place among Indian banks in the list of the Top 50 Most Valued Global Banks (in terms of market capitalization) that was released by Bloomberg on 17 January 2015?
1)ICICI Bank
2) State Bank of India (SBI)
3)Industrial and Commercial Bank of China
4)HDFC Bank
5)Agricultural Bank of China
9.Which of the following terms is not used in banking/financial parlance?
1) Estrange
2) Break even
3)Liquidator
4)Remittance
5)Portfolio
10.Gyan Sangam’ – the 2-day Retreat for Banks and Financial Institutions” and was held at National Institute of Banking Management (NIBM) which concluded on 3 January 2015, was held in which city?
1) Pune
2)Chennai
3)New Delhi
4)Kolkata
5)Kochi
Answer 1.[1] 2.[3] 3.[1] 4.[3] 5.[2] 6.[3] 7.[2] 8.[4] 9.[1] 10[1]
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