1.Increased interest rates, as is existing in the economy at present will:
[1]Lead to higher GDP growth
[2] Lead to lower GDP growth.
[3]Mean higher cost of raw materials.
[4]Mean lower cost of raw materials.
[5]Mean higher wage bill.
2.By increasing repo rate, the economy may observe the following effects:
[1]Rate of interest on loans and advances will be costlier.
[2]Industrial output would be affected to an extent.
[3]Banks will increase rate of interest on deposits.
[4]Industrial houses may borrow money from foreign countries
[5]All of these
3.Axis bank is a -----
[1] Public Sector Bank.
[2]Private Sector Bank
[3]Co-operative.
[4]Foreign Bank.
[5]Gramin Bank
4.Bad advances of a bank are called :
[1]Bad debt.
[2]Book debt.
[3]Non-performing Asset.
[4]Out of order accounts.
[5]Overdrawn accounts
5.What is a 'Debit Card' ?
[1]It is a card issued by a Rating Agency.
[2]It is a card which can be used for withdrawing cash or making payment even in the absence of any balance in the account.
[3]It is a card which can be used for withdrawing cash or making payment if there is balance in the account.
[4]It is a card which carries prepaid balance.
[5]It is a card which can be used for making STD calls.
6..Retail Banking refers to the dealing of commercial banks with individual customers on,
i) Liabilities.
ii) Assets
[1] only i.
[2] only ii
[3]. both i and ii.
[4] Either i or ii.
[5] None of these.
7.In India additional interest rate is allowed on retail domestic term deposits for-
[1]. Minor citizens.
[2]. Women.
[3]. Senior citizens.
[4]. None of these.[5]All the above.
.
8.What is the full form of ULIP?
[1]. Unit linked insurance plan.
[2]. Unreserved linked insurance plan.
[3]. Unit liable insurance plan.
[4]Unique liable insurance plan.
[5]. None of these.
9.Which is the wrong statement in case of Bank Rate?
[1] Banks borrows money from the supreme banking authority.
[2] Banks borrows money from the supreme banking authority by selling its financial assets.
[3] Banks borrows money from the supreme banking authority by selling its Securities.
[4]All the above
[5]. None of these.
10.Union budget of India comes under which Article of the Indian Constitution?
[1] Article No. 14
[2] Article No. 16
[3]. Article No. 112
[4]. Article No. 114
[5] Article No. 116
Answer
1.[2] 2.[1] 3.[2] 4.[3] 5.[3] 6.[3] 7.[3] 8.[1] 9.[3] 10.[3]
[1]Lead to higher GDP growth
[2] Lead to lower GDP growth.
[3]Mean higher cost of raw materials.
[4]Mean lower cost of raw materials.
[5]Mean higher wage bill.
2.By increasing repo rate, the economy may observe the following effects:
[1]Rate of interest on loans and advances will be costlier.
[2]Industrial output would be affected to an extent.
[3]Banks will increase rate of interest on deposits.
[4]Industrial houses may borrow money from foreign countries
[5]All of these
3.Axis bank is a -----
[1] Public Sector Bank.
[2]Private Sector Bank
[3]Co-operative.
[4]Foreign Bank.
[5]Gramin Bank
4.Bad advances of a bank are called :
[1]Bad debt.
[2]Book debt.
[3]Non-performing Asset.
[4]Out of order accounts.
[5]Overdrawn accounts
5.What is a 'Debit Card' ?
[1]It is a card issued by a Rating Agency.
[2]It is a card which can be used for withdrawing cash or making payment even in the absence of any balance in the account.
[3]It is a card which can be used for withdrawing cash or making payment if there is balance in the account.
[4]It is a card which carries prepaid balance.
[5]It is a card which can be used for making STD calls.
6..Retail Banking refers to the dealing of commercial banks with individual customers on,
i) Liabilities.
ii) Assets
[1] only i.
[2] only ii
[3]. both i and ii.
[4] Either i or ii.
[5] None of these.
7.In India additional interest rate is allowed on retail domestic term deposits for-
[1]. Minor citizens.
[2]. Women.
[3]. Senior citizens.
[4]. None of these.[5]All the above.
.
8.What is the full form of ULIP?
[1]. Unit linked insurance plan.
[2]. Unreserved linked insurance plan.
[3]. Unit liable insurance plan.
[4]Unique liable insurance plan.
[5]. None of these.
9.Which is the wrong statement in case of Bank Rate?
[1] Banks borrows money from the supreme banking authority.
[2] Banks borrows money from the supreme banking authority by selling its financial assets.
[3] Banks borrows money from the supreme banking authority by selling its Securities.
[4]All the above
[5]. None of these.
10.Union budget of India comes under which Article of the Indian Constitution?
[1] Article No. 14
[2] Article No. 16
[3]. Article No. 112
[4]. Article No. 114
[5] Article No. 116
Answer
1.[2] 2.[1] 3.[2] 4.[3] 5.[3] 6.[3] 7.[3] 8.[1] 9.[3] 10.[3]
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