Dena Bank (A Government of India Enterprise), a leading Nationalized Bank is looking for a Chief Security Officer in Senior Management Grade (Assistant General Manager - Scale V). The last date for submission of applications is 23rd July 201
Showing posts with label India bank jobs. Show all posts
Showing posts with label India bank jobs. Show all posts
Wednesday, 22 July 2015
Monday, 20 July 2015
Important Interview Question And Answer For Bank Exam
1.what is bearer cheque?
When the words "or bearer" printed on the cheque is not cancelled, the cheque is called a bearer cheque. A bearer cheque is made payable to the bearer i.e. it is payable to the person who presents it to the bank for encashment. However, such cheques are risky, this is because if such cheques are lost, the finder of the cheque can collect payment from the bank. Bearer cheque can be transferred by mere delivery; they need no endorsement. In simple words a cheque which is payable to any person who presents it for payment at the bank counter is called ‘Bearer cheque’.
.2.What is Balance of Trade ?
The commercial balance or net exports, is the difference between the monetary value of exports and imports of output in an economy over a certain period, measured in the currency of that economy. It is the relationship between a nation's imports and exports.
3.What is trade surplus and trade deficit?
A positive balance is known as a trade surplus if it consists of exporting more than is imported; a negative balance is referred to as a trade deficit or, informally, a trade gap. The balance of trade is sometimes divided into a goods and a services balance.
4.What is public sector company?
If a public company is a corporation whose stock is traded on a stock exchange it is said that the stock is publicly traded or that the company is a publicly-traded corporation. Public sector refers to government-owned organizations and government-provided services
5.What is Bank insurance?
The bank insurance model (BIM), also sometimes known as bancassurance, is the partnership or relationship between a bank and an insurance company whereby the insurance company uses the bank sales channel in order to sell insurance products, an arrangement in which a bank and an insurance company form a partnership so that the insurance company can sell its products to the bank's client base.
When the words "or bearer" printed on the cheque is not cancelled, the cheque is called a bearer cheque. A bearer cheque is made payable to the bearer i.e. it is payable to the person who presents it to the bank for encashment. However, such cheques are risky, this is because if such cheques are lost, the finder of the cheque can collect payment from the bank. Bearer cheque can be transferred by mere delivery; they need no endorsement. In simple words a cheque which is payable to any person who presents it for payment at the bank counter is called ‘Bearer cheque’.
.2.What is Balance of Trade ?
The commercial balance or net exports, is the difference between the monetary value of exports and imports of output in an economy over a certain period, measured in the currency of that economy. It is the relationship between a nation's imports and exports.
3.What is trade surplus and trade deficit?
A positive balance is known as a trade surplus if it consists of exporting more than is imported; a negative balance is referred to as a trade deficit or, informally, a trade gap. The balance of trade is sometimes divided into a goods and a services balance.
4.What is public sector company?
If a public company is a corporation whose stock is traded on a stock exchange it is said that the stock is publicly traded or that the company is a publicly-traded corporation. Public sector refers to government-owned organizations and government-provided services
5.What is Bank insurance?
The bank insurance model (BIM), also sometimes known as bancassurance, is the partnership or relationship between a bank and an insurance company whereby the insurance company uses the bank sales channel in order to sell insurance products, an arrangement in which a bank and an insurance company form a partnership so that the insurance company can sell its products to the bank's client base.
Canara Bank Job - Chief Customer Service Officer on contract basis.
RECRUITMENT PROJECT-2/2013 – CHIEF CUSTOMER SERVICE OFFICER ON CONTRACT
Canara Bank, a leading Public Sector Bank requires Chief Customer Service Officer on contract basis.
Qualification:
The applicant should have retired as General Manager from any Scheduled Commercial Bank preferably other than Canara Bank.
Age:
The candidate should not be more than 62 years old as on 01.05.2013.
Application Fee (Non-Refundable):
The eligible candidates who are interested to apply have to pay an amount of Rs. 500/- as an Application Fee.
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Friday, 19 June 2015
Current Affairs Today JUNE19 For All Bank Exam 2015
current affairs today
- ISRO has announced to provide navigational support to Indian Railways through GPS Aided Geo Augmented Navigation (GAGAN) system.
- G Gurucharan given additional charge as Director General of Bureau of Indian Standard
- Japan May Allow India to Reprocess Spent Nuclear Fuel-India not being a signatory to the Nuclear Non-Proliferation Treaty (NPT) is one of the sticking points in indo –japan civil nuclear dal. India has been insisting that its non-proliferation record is impeccable enough to warrant an agreement, but Japan wants India to honour its promise — to impose a ban on further nuclear tests — made in the run-up to the waiver the Nuclear Suppliers Group (NSG) granted it for doing trade in atomic energy
- India's economy, Asia's third largest, is expected to grow 7.5 percent this year, according to the latest World Bank forecast, which would make it the world's fastest growing economy in 2015. The government has a growth forecast of 8.1-8.5 percent while the central bank has a 7.6 percent gross domestic product growth target.
- US Treasury Secretary Jacob Lew to meet Arun Jaitley In the last few years, the United States has taken a number of steps in taking actions against those hoarding money overseas, Swiss banks in particular.
- India's economy, Asia's third largest, is expected to grow 7.5 percent this year, according to the latest World Bank forecast, which would make it the world's fastest growing economy in 2015. The government has a growth forecast of 8.1-8.5 percent while the central bank has a 7.6 percent gross domestic product growth target.ndia's economy, Asia's third largest, is expected to grow 7.5 percent this year, according to the latest World Bank forecast, which would make it the world's fastest growing economy in 2015. The government has a growth forecast of 8.1-8.5 percent while the central bank has a 7.6 percent gross domestic product growth target.
- US Treasury Secretary Jacob Lew to meet Arun Jaitley In the last few years, the United States has taken a number of steps in taking actions against those hoarding money overseas, Swiss banks in particular.
- International Monetary Fund chief Christine Lagarde warned Greece it would get no leeway on a huge debt payment as EU ministers warned they were looking at a "plan B" for a possible default.
- European Central Bank agrees emergency funding for Greece
- RBI has ordered Banks to convert credit balances in any inoperative Foreign Currency denominated deposits into equivalent Indian rupees If the Former remains not in use for three years from the periods of maturity of deposit But the Depositor can claims interest either in foreign currency or equivalent Indian rupees at prevalent exchange rate.RBI has directed banks to give three month prior notice to FCNR(B) Accounts holder for those which are not in use for three years and having no fixed maturity periods.
- SoftBank teamed up with which two entities to market Pepper robot - Alibaba, Foxconn Alibaba is a Chinese online shopping giant and Foxconn Technology is an electronics supplier.
- Myanmar turns down India's proposal for joint operations against NSCN cadre
Thursday, 18 June 2015
General Awareness with Related to Banking and Financial Awareness
1.International rating agency Moody’s on 3 March 2015 downgraded the
ratings of some securities of which two public-sector banks? –
1) Central Bank of India and Indian Overseas Bank
2)State Bank of India and Punjab National Bank
3)Indian Overseas Bank and Canara Bank
4)Punjab National Bank and Central Bank of India
5) State Bank of India and Indian Overseas Bank
2.Which of the following type of cheques can be endorsed?
1)Account payee cheques
2) Bearer cheques
3)Cheques payable to order
4)Cheques with restricted endorsement
5)None of these
3.The Reserve Bank of India (RBI) on 18 February 2015 allowed banks to lend against gold and thus lifted the ban on the same. When was this ban imposed? –
1)June 2013
2)June 2012
3)June 2010
4)June 2014
5)June 2011
4.What is the term used for the process in which a bank adjust a loan from a deposit of the same name and same capacity in the same bank?
1)Right to lien
2)Right to adjustment
3)Right to set off
4)Right to appropriation.
5)None of these
5.Which bank on 16 February 2015 announced plans to launch India’s first Green Infrastructure Bond worth Rs. 500 crore, proceeds from which will be deployed to fund renewable energy and energy efficiency projects?
1)Axis Bank
2)Yes Bank
3)ICICI Bank
4)IDBI Bank
5)Bank of Baroda
6.The RBI on 3 February 2015 increased the amount Indians can remit in foreign exchange without end-use restrictions to $ 2,50,000 per year per person. What was this limit at present?
1) $ 1,00,000 per year per person
2) $ 1,50,000 per year per person
3) $ 1,25,000 per year per person
4) $ 1,15,000 per year per person
5) $ 75,000 per year per person
7.What do you mean by 'probate' in banking parlance ?
1)It is a will left by a deceased person
2)It is a will certified by the court for settlement of the property of the deceased person
3)It is a registered will of a deceased person
4)It is the last will of a person certified by his/her legal heirs.
5)None of these
8.Which bank was ranked at highest place among Indian banks in the list of the Top 50 Most Valued Global Banks (in terms of market capitalization) that was released by Bloomberg on 17 January 2015?
1)ICICI Bank
2) State Bank of India (SBI)
3)Industrial and Commercial Bank of China
4)HDFC Bank
5)Agricultural Bank of China
9.Which of the following terms is not used in banking/financial parlance?
1) Estrange
2) Break even
3)Liquidator
4)Remittance
5)Portfolio
10.Gyan Sangam’ – the 2-day Retreat for Banks and Financial Institutions” and was held at National Institute of Banking Management (NIBM) which concluded on 3 January 2015, was held in which city?
1) Pune
2)Chennai
3)New Delhi
4)Kolkata
5)Kochi
Answer 1.[1] 2.[3] 3.[1] 4.[3] 5.[2] 6.[3] 7.[2] 8.[4] 9.[1] 10[1]
1) Central Bank of India and Indian Overseas Bank
2)State Bank of India and Punjab National Bank
3)Indian Overseas Bank and Canara Bank
4)Punjab National Bank and Central Bank of India
5) State Bank of India and Indian Overseas Bank
2.Which of the following type of cheques can be endorsed?
1)Account payee cheques
2) Bearer cheques
3)Cheques payable to order
4)Cheques with restricted endorsement
5)None of these
3.The Reserve Bank of India (RBI) on 18 February 2015 allowed banks to lend against gold and thus lifted the ban on the same. When was this ban imposed? –
1)June 2013
2)June 2012
3)June 2010
4)June 2014
5)June 2011
4.What is the term used for the process in which a bank adjust a loan from a deposit of the same name and same capacity in the same bank?
1)Right to lien
2)Right to adjustment
3)Right to set off
4)Right to appropriation.
5)None of these
5.Which bank on 16 February 2015 announced plans to launch India’s first Green Infrastructure Bond worth Rs. 500 crore, proceeds from which will be deployed to fund renewable energy and energy efficiency projects?
1)Axis Bank
2)Yes Bank
3)ICICI Bank
4)IDBI Bank
5)Bank of Baroda
6.The RBI on 3 February 2015 increased the amount Indians can remit in foreign exchange without end-use restrictions to $ 2,50,000 per year per person. What was this limit at present?
1) $ 1,00,000 per year per person
2) $ 1,50,000 per year per person
3) $ 1,25,000 per year per person
4) $ 1,15,000 per year per person
5) $ 75,000 per year per person
7.What do you mean by 'probate' in banking parlance ?
1)It is a will left by a deceased person
2)It is a will certified by the court for settlement of the property of the deceased person
3)It is a registered will of a deceased person
4)It is the last will of a person certified by his/her legal heirs.
5)None of these
8.Which bank was ranked at highest place among Indian banks in the list of the Top 50 Most Valued Global Banks (in terms of market capitalization) that was released by Bloomberg on 17 January 2015?
1)ICICI Bank
2) State Bank of India (SBI)
3)Industrial and Commercial Bank of China
4)HDFC Bank
5)Agricultural Bank of China
9.Which of the following terms is not used in banking/financial parlance?
1) Estrange
2) Break even
3)Liquidator
4)Remittance
5)Portfolio
10.Gyan Sangam’ – the 2-day Retreat for Banks and Financial Institutions” and was held at National Institute of Banking Management (NIBM) which concluded on 3 January 2015, was held in which city?
1) Pune
2)Chennai
3)New Delhi
4)Kolkata
5)Kochi
Answer 1.[1] 2.[3] 3.[1] 4.[3] 5.[2] 6.[3] 7.[2] 8.[4] 9.[1] 10[1]
Thursday, 11 June 2015
India Bank Jobs: Recruitment for the post of Deputy General Manager at IDBI Bank
Advertisement for the Post of Deputy General Manager - Grade ‘D’ Important:
Last Date of Receipt of Applications: June 10, 2015 (Please read the instructions carefully before remitting the fee & filling up the application) IDBI Bank Ltd. (IDBI Bank), a banking company under the Companies Act, 1956, having majority share holding by Government of India, is a leading provider of complete range of retail and corporate banking services to its clients.
Recruitments in IDBI Bank Ltd., are strictly on all India basis by open competition and the Bank has not hired or authorized any agency or organization or any individual to recommend or recruit any personnel on its behalf or collect any money or commission or charges for recruitment or training or coaching, etc.
Applicants are advised to submit the application form hosted on the Bank's website at www.idbi.com on the dates mentioned below after carefully going through all the instructions contained in the Application Form and the instructions given in the advertisement. No other means/mode of application form/ printout would be accepted. The Bank invites application from the eligible and suitable applicants for 1 post of Deputy General Manager in Grade ‘D’ as per following details:
More details
Last Date of Receipt of Applications: June 10, 2015 (Please read the instructions carefully before remitting the fee & filling up the application) IDBI Bank Ltd. (IDBI Bank), a banking company under the Companies Act, 1956, having majority share holding by Government of India, is a leading provider of complete range of retail and corporate banking services to its clients.
Recruitments in IDBI Bank Ltd., are strictly on all India basis by open competition and the Bank has not hired or authorized any agency or organization or any individual to recommend or recruit any personnel on its behalf or collect any money or commission or charges for recruitment or training or coaching, etc.
Applicants are advised to submit the application form hosted on the Bank's website at www.idbi.com on the dates mentioned below after carefully going through all the instructions contained in the Application Form and the instructions given in the advertisement. No other means/mode of application form/ printout would be accepted. The Bank invites application from the eligible and suitable applicants for 1 post of Deputy General Manager in Grade ‘D’ as per following details:
More details
- Detailed Advertisement for Deputy General Manager- Grade D
- Fee Payment Challan - IDBI Bank Ltd.
- Application Form
- General Instruction for the Applicants
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