Reasoning Ability- Sitting Arrangement For All Bank Exam

Study the following information carefully and answer the question given below:
Eight people- A,B,C,E,F,G and H are sitting around a circular table facing the center, not necessarily in the same order.
1.A  is sit third to the left of C and second to the right of E.
2.B is sit second to the right of D, who is not an immediate neighbour of E.
3.H sit second to the left of F.
4.G is not an immediate neighbour of D .

1.Which of the following  pairs has only one person sitting between them,if the counting is done in clockwise direction?.
[1]F,G   [2]H,G   [3]H,C   [4]H,B   [5].None of these

2.Who  sit  third to the right of  E?
[1] D   [2]G  [3]F  [4]B  [5]None of these

3.What is G’s position with respect to A?
1] immediately to the right  [2] Second to the left [3]   Third to the right [4] third to the left    [5] fourth to the right

4.who sit between E and A ?
[1] F      [2]D    [3]G    [4]B          [5]None of these.

5.Staring from A's position, if all the eight are arranged in alphabetical order in clockwise direction seating positions of how many members(excluding A) would remain- unchanged ?
[1]None  [2]One   [3]Two     [4] Three [5] Four


Answer
                 A
       H                       F
D                                      E
       C                     G
                  B
                
1.[1]    2.[5]    3.[4]   4.[1]    5.[2]                                  

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Marketing Question And Answer For Bank Exam

1.What is Rupee depreciation?
(a) Rupee depreciation means that rupee has become less valu­able with respect to dolllar
(b) Rupee depreciation means dollar has become less valuable than rupee
(c) Rupee depreciation means a situation when value of rupee is same as euro
(d) Rupee depreciation happens when the combined value of dollar and euro is more than rupee


2.In which list does Economic Planning belong to
(a) Union list
(b) State list
(c) Concurrent list
(d) Not any specified list

3. 'Customisation' means __
(a) Tailor-made products for each customer
(b) Customers selling goods
(c) Tailor-made products for each staff
(d) A selling process
(e) None of these


4.Zero-Based Budgeting (ZBB) means—-

(a) A tool for marketing cost analysis
(b) A tool for financial analysis
(c) Each year, budgeting starts from a scratch
(d) A certain percentage of sales

5.According to product life cycle theory, the profit is maximum in—-

(a) Developed stage
(b) Early stage
(c) Matured stage
(d) Declined stage

6.In the context of globalisation BPO means—-

(a)British Petroleum Organisation
(b)British Passport Office
(c)Budgeting Process Orientation
(d)Business Process Outsourcing

7.What do you mean by motivation?

(a)Driving force for customer to perform better
(b)Driving force for employees to perform better
(c)Driving force for advertiser to perform better
(d)Driving force for product to perform better

8.SWOT stands for----

(a)Strength Weaknesses  Opportunities Threats
 (b)Strong Weaknesses  Opportunities Threats
(c)Strong Work  Opportunities Threats
(d)Strength Weaknesses  Opportunities Themes

9.The performance of a sales person depends on –

(a)Ability And Willingness of Sales person
 (b)Action And work of Sales person
 (c)speech And personality of Sales person
(d)Ability And personality of Sales person

10. CRISIL is a _

(a) Credit rating agency
(b) Employment exchange watchdog
(c) Infrastructure sector guide
(d) Market regulator

1.[a]   2.[c]  3.[a]   4.[c]  5.[a]  6.[d]  7.[b]  8.(a)  9.[a]  10.[a]

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Reasoning Ability Answer with Explanation Sitting Arrangement -IBPS PO And SBI PO

Study the following information carefully and answer the question given below:
 A,D,E,F,H,J and K are sitting in a straight line facing north but not  necessarily in the same order.
1.D is fourth to the right  of A.
2E  is on the extreme left end of the line. There are five persons betweenj E and K .
3. J  sits third to the left of k.
4.F  is not an immediate neighbour of D

1.Which of the following represents the person sitting exactly in the middle of the line?
 [1] J               [2]F           [3]H               [4]A         [5]None of these.

2.How many persons sit between A and H?
[1]one            [2]two              [3]three          [4]four         [5]more than four 

3.Four of the following five are alike in a certain way based on their seating positions in the above arrangement and so form a group. Which pair does not belong to that group?
[1]AF            [2]JH             [3]EA        [4]DK      [5]FH

4.What is the position of F with respect  to H?
[1]Second to the right.
[2]Immediate to the right
[3]Immediate to the left
[4]Third to the right.
[5] Second to the left.

5If the sitting arrangement [from left to right] is taken as English alphabets, how many such pairs of letters are there in the arrangement in each of which has as many letters them [in both forward and backward directions] in the arrangement,as they have between them in the English alphabets series?
[1]None    [2]one             [3]two                 [4]three                [5]more than three.


 Answer
    E          A           F           J         H          D         K

     |             |            |            |           |           |            |                                                                                          

 LEFT                                                                           RIGHT

1.[1] J sitting exactly in the middle of the line
 2.[2] Two many persons sit between A and H
3.[5] Except FH ,in all others the first person is to the immediate left of the second person.
4.[5]F Second to the left H.
5[3]

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Reasoning Ability Answer with Explanation Syllogism -IBPS PO And SBI PO

In each of the questions below consists of a statements  and conclusion numbered I and II given below it.You decide which of the two conclusion logically follows from the information given in the statement
Give answer

• (1)if only conclusion (I) follows
• (2) if only conclusion (II) follows
• (3) If a either conclusion (I) or (II) follows
• (4) If a neither conclusion (I) nor (II) follows
• (5) If both  conclusion (I) and (II) follows

1.Statements: All equals are questions.
                      All questions are symbols.
                      Some questions are answerable
Conclusion:   I. All answerable being symbols is a possibility.
                    II.No equal is answerable.
2.Statements: No game is an application.
                     Some application are easy.
                      All easy are dynamics.
Conclusion:   I.No game is dynamic.
                    II. No dynamic is application.
 3.Statement: Some vitamins are calcium.
                      All calcium are minerals.
                     Some minerals are not vitamins.
 Conclusion:  I.All calcium are  vitamins.
                    II.Some vitamins are not  minerals is a possibility.
4.Statement: Some details are beneficial.
                     All beneficial are helpful.
                   Some information are not details.
Conclusion:  I.Some information are helpful.
                   II.All helpful being beneficial is a possibility
5.Statement: No word is a statement.
                    Some statements are paragraph.
                     No paragraph is a chapter.
Conclusion:   I.All statements can never be chapters
                    II All words being chapters is a possibility
Answer:
1.(1)  Some questions are answerable(I)----> conversion---> Some answerable are  questions (I)
          All questions are symbols.(A) = I+A=I   [Some answerable are symbols] .
         Hence Conclusion I follows.
But no negative  statements  
   Hence Conclusion II not follows
2.(4) Some application are easy.(I) + All easy are dynamics.(A) = I+A = I Some application are dynamics.
          Hence Conclusion II not follows
    No game is an application. (E) +Some application are dynamics(I) = E+I=O[ Some dynamics are not dynamics]
Hence Conclusion I not follows
3.(2) Conclusion I does not follows from first statement
           Possibility in Conclusion II exist from third statement.   Hence Conclusion II not follows.
4(2) Some details are beneficial (I) +   All beneficial are helpful.(A) = I+A = I [Some details are helpful.]
       Some information are not details.(O) + Some details are helpful.(I) = O +I = No conclusion.
      Hence Conclusion I not follows
      Possibility in Conclusion II exist from second statement.   Hence Conclusion II not follows.
5. (5)Some statements are paragraph.(I) + No paragraph is chapter (E) = I+E = O =
 Some statements are not chapter Hence Conclusion I not follows
 Possibility in Conclusion II exist from All statement.   Hence Conclusion II not follows.

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General Awareness with Related to Banking and Financial Awareness

1.International rating agency Moody’s on 3 March 2015 downgraded the ratings of some securities of which two public-sector banks? –
1) Central Bank of India and Indian Overseas Bank
2)State  Bank of India and Punjab National Bank
3)Indian Overseas Bank and Canara Bank
4)Punjab National Bank and Central Bank of India
5) State  Bank of India and Indian Overseas Bank

2.Which of the following type of cheques can be endorsed?
1)Account payee cheques
2) Bearer  cheques
3)Cheques payable to order
4)Cheques with restricted endorsement
5)None of these  

3.The Reserve Bank of India (RBI) on 18 February 2015 allowed banks to lend against gold and thus lifted the ban on the same. When was this ban imposed? –  
1)June 2013
 2)June 2012
3)June 2010
4)June 2014
5)June 2011
 
4.What is the term used for the process in which a bank adjust a loan from a deposit of the same name and same capacity in the same bank?
 1)Right to lien
 2)Right to adjustment
 3)Right to set off
 4)Right to appropriation.
 5)None of these 

5.Which bank on 16 February 2015 announced plans to launch India’s first Green Infrastructure Bond worth Rs. 500 crore, proceeds from which will be deployed to fund renewable energy and energy efficiency projects?
 1)Axis Bank
2)Yes Bank
3)ICICI Bank
4)IDBI Bank 
5)Bank of Baroda 
 
 6.The RBI on 3 February 2015 increased the amount Indians can remit in foreign exchange without end-use restrictions to $ 2,50,000 per year per person. What was this limit at present?
 1) $ 1,00,000 per year per person 
 2) $ 1,50,000 per year per person
 3) $ 1,25,000 per year per person 
 4) $ 1,15,000 per year per person
 5) $ 75,000 per year per person

 7.What do you mean by 'probate' in banking parlance ?
1)It is a will  left by a deceased person
2)It is a will certified by  the court  for settlement of the property of the  deceased person
3)It is a registered will  of a deceased person
 4)It is the last  will of a  person certified by his/her legal heirs.
 5)None of these  

 8.Which bank was ranked at highest place among Indian banks in the list of the Top 50 Most Valued  Global Banks (in terms of market capitalization) that was released by Bloomberg on 17 January 2015?
 1)ICICI Bank
 2) State Bank of India (SBI)
 3)Industrial and Commercial Bank of China
 4)HDFC Bank
 5)Agricultural Bank of China

 9.Which of the following terms is not used in banking/financial parlance?
1)  Estrange
2) Break even
3)Liquidator
4)Remittance
5)Portfolio

10.Gyan Sangam’ – the 2-day Retreat for Banks and Financial Institutions” and was held at National Institute of Banking Management (NIBM) which concluded on 3 January 2015, was held in which city?
 1) Pune
 2)Chennai
 3)New Delhi
 4)Kolkata
 5)Kochi

 
Answer 1.[1]  2.[3]  3.[1] 4.[3]  5.[2] 6.[3] 7.[2] 8.[4] 9.[1] 10[1]

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Reasoning Ability Syllogism for SBI PO ,ICICI,IDBI Question and Answer With Explanation

In each of the questions below consists of a statements  and conclusion numbered I and II given below it.You decide which of the two conclusion logically follows from the information given in the ststement
Give answer

• (1)if only conclusion (a) follows
• (2) if only conclusion (b) follows
• (3) If a either conclusion (a) or (b) follows
• (4) If a neither conclusion (a) nor (b) follows
• (5) If both  conclusion (a) and (b) follows

  Statement:        some square are circles.
                       No circle is a triangle
                        No line is a square.
1.conclusion      a)  All square can never be triangles.
                         b)Some line so are circles.
2.conclusion:     a) No triangle is a square.
                        b)No lines is a circle.
Statement:         All song are poems.
                       All poems are rhymes.
                        No rhymes is a paragraph
3.conclusion:     a)No song is a paragraph
                        b)No poem is a paragraph.
4.conclusion:      a)All rhymes are poems.
                         b)All songs are rhymes
Statement:        Some dews are drops.
                       All drop are stones
Conclusion:     a)At least some dews are stones
                     b)At least some stones are dews
Answer
1(1) some square are circles.(I)+  No circle is a triangle (E) = I+ E=O Some square are not be triangles.
conclusion (a) follows
Again,  No line is a square.(E)+some square are circles.(I) = E+I=O Some circle are not line.
Hence, conclusion (b)does not follows
2 (4)some square are circles.(I)+  No circle is a triangle (E) = I+ E=O Some square are not triangles.
conclusion (a) does not follows
Again,  No line is a square.(E)+some square are circles.(I) = E+I=O Some circle are not line.
Hence, conclusion (b)does not follows
 3.(5)  All song  are poems.(A)+  All poems are rhymes(A) = A+A=A  =All song  are  rhymes.
Now All song  are  rhymes.(A) +No rhymes is a paragraph(E) = A+E=E=No song is a paragraph
 conclusion (a) follows
Again All poems are rhymes(A) +No rhymes is a paragraph(E) = A+E=E=No poem is a paragraph.
 Hence, conclusion (b) follows
4.(2) All poems are rhymes---->conversion -------->Some rhymes are poems.
Hence, conclusion (a)does not follows
 All song  are poems.(A)+  All poems are rhymes(A) = A+A=A  =All song  are  rhymes.
   Hence, conclusion (b) follows
5.Some dews are drops.(I)+ All drop are stones(A)=I+A=I=  Some dews are stone   it means At least some dews are stones    Hence, conclusion (a) follows  &  conclusion (b) follows by converting the second statement.

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Bank Exam Preparation: English Language with Current Affair

Here we prepare English and current Affairs sections  join together  to score more mark with less time
Union Government on 31 March 2015 approved [1] to the Public Private Partnerships (PPP) guidelines. The approved amendments seek to enhance financial support to projects in infrastructure sector.Decision in this regard [2] by the Cabinet Committee on Economic Affairs (CCEA) chaired by the Prime Minister Narendra Modi.Amendments approved    Change in the definition of a Private Sector Company in the guidelines for financial support to PPP in Infrastructure [3]the Viability Gap Funding (VGF) Scheme.    The definition of a Private Sector Company means a company which is not a Government Company.    In this case Government company is defined as any company in which [4] than 51 per cent of the paid-up share capital is[5] by the Union Government or State(s) Government or partly by Union Government and partly by State Government (s).    It also includes a company [6] is a subsidiary company of such a Government company.This decision was taken to remove any [7] in interpretation of the term Private Sector Company in order to [8] it with the definition of Government Company defined under Section 2 (45) of the Companies Act, 2013.
[1].(a)Licensed         (b)Permission           (c)Amendments        (d) Sanction  
[2] (a)Which taken    (b) Give                    (c) Issued                 (d)was taken
 [3] (a)By                  (b)To                      (c)under                    (d)Also
[4] (a)Much               (b)More                 (c)Large                    (d)Higher   
 [5](a) Hold               (b) Held                 (c)Handled                 (d)Maintained
[6] (a)which               (b)Who                  (c)That                       (d)Where
[7] (a)Doubtfulness    (b)Hesitate              (c)Waver                   (d)ambiguity
[8](a)Align                 (b)Arrange             (c) Adjust                   (d)Settlement
Answer
[1] (c)   [2] (d)   [3] (c)    [4](b)   5.(b)  [6] (a)  [7] (d)  [8](a)

Union Government on 31 March 2015 approved amendments to the Public Private Partnerships (PPP) guidelines. The approved amendments seek to enhance financial support to projects in infrastructure sector. Decision in this regard was taken by the Cabinet Committee on Economic Affairs (CCEA) chaired by the Prime Minister Narendra Modi. Amendments approved Change in the definition of a Private Sector Company in the guidelines for financial support to PPP in Infrastructure under the Viability Gap Funding (VGF) Scheme. The definition of a Private Sector Company means a company which is not a Government Company. In this case Government company is defined as any company in which more than 51 per cent of the paid-up share capital is held by the Union Government or State(s) Government or partly by Union Government and partly by State Government (s). It also includes a company which is a subsidiary company of such a Government company. This decision was taken to remove any ambiguity in interpretation of the term Private Sector Company in order to align it with the definition of Government Company defined under Section 2 (45) of the Companies Act, 20

Read more at: http://currentaffairs.gktoday.in/month/current-affairs-march-2015

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General Awareness Related to Bank Industry

1..Inflation in India is measured on which of the following index/indicators?
[a] Cost of Living Index(COLI)
[b]Consumer Price Index(CPI)
[c]Gross Domestic Product(GDP)
[d]Whole Sale Price Index(WPI)
[e] None of the these

2.Which of the following is a function of the agent bank relating to flow of money in the process of loan syndication?
[a] Receiving notices relating to cancellation of any part of the loan.
[b]Calling of loans in the event of default
[c]Receiving the fee from the borrower and distributing among the participating banks
[d]Receiving notices relating to transfers of banks
[e] None of these

3.CRR  funds are kept by the banks in ---------
[a]Cash in hand at branches
[b]Balance with other banks
[c]Balance in a special account with
[e]None

4.In the list of nationalized banks, which bank merged with Punjab national bank in 1993?
[a] Bank of Baroda
[b]Bank of India
[c]Andra Bank
[d]New Bank of India
[e]Central Bank of India

5.The shipping guarantee is a ?
[a] Type of a letter of credit
[b]Guarantee issued by the ship captain to the purchaser
[c] Guarantee  issued to the borrower towards the loan granted by the shipping company
[d]Deferred payment  guarantee  issued by a banker at the request of the consignee when the documents are not received and goods are received, for facilitating the delivery of goods.
[e] None of these

6. Who said the nationalized of banks is the 'master stroke of political sagacity'?
[a] Indira Gandhi
[b]Raj Narayan
[c]Jayaprakash Narayan
[d] Jawahar Lal Nehru
[e]Atal Bihari Vajpayee

7.Which of the following best defines a floating-rate bond?
[a]A bond with a fixed interest rate and has better yield than varying interest rate bond
[b]A bond with a fixed interest rate and has lower yield than varying interest rate bond
[c]A bond with a varying interest rate and has better yield than fixed interest rate bond
[d]A bond with a varying interest rate and has lower yield than fixed interest rate bond
[e] None of these


8.Once a Budget has been presented in the Parliament, the government has to get all money bills related to the union budget passed within __?
[a]30 Days
[b]60 Days
[c]75 Days
[d]90 Days
[e]58 Days

9.In India, the Chit funds are governed / Regulated by ___?
[a]RBI
[b]Central Government
[c]State Governments
[d]Local Bodies
[e]Co-operative Banks

 10.The difference between the outflow and inflow of foreign currency is known as ___:
[a]Foreign Exchange Reserves
[b]Current Account Deficit
[c]Fiscal Deficit
[d]Balance of Payments
[e]All the Above
 Answer
1.[d]  2.[c]   3.[c]   4.[d]   5.[d]   6.[c]  7.[d]   8.[c]   9.[c]  10.[b]

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Quantitative Aptitude for SBIPO paper 1

1.If the ages of P and R are added to twice the age of Q, the  total becomes 59. if the ages of Qand R are added to thrice the ages of  P, the total becomes 68. And if the age of P is added to the thrice the age of Q and the thrice the age of R, the total becomes 108.what is the age of P?
[1] 15 yrs     [2] ] 19 yrs    [3] ] 17 yrs    [4] ] 12 yrs    [5] None of these

2.A petrol pump owner mixed leaded and unleaded petrol in such a way that the mixture  contains 10% unleaded petrol. What quantity of leaded petrol should be added to 1 ltr  mixture so that the %  of unleaded petrol becomes 5%?
[1] 1000ml    [2]900ml    [3]1900ml    [4]1800ml  [5] None of these

3.A mat, when washed, lost 20% of its length and 10% of its breadth. What is the percentage of decrease in area?
[1]. 30 %	[2]. 28 %
[3]. 32 %	[4]. 26 %

4.If 204 ÷ 12.75 = 16, then 2.04 ÷ 1.275 = ?
[1]. 16	[2]. 1.6
[3]. 0.16	[4]. 0.016

.

5.7212 + 15.231 - ? = 6879
[1]. 359.022	[2]. 362.02
[2]. 328.221	[4]. 348.231

Answer
1.[4]
P+R+2Q = 59;
Q+R+3P= 68  AND
P+3(Q+R) = 108
solving equation , We get p= 12 yrs.


2.[1]
 in 1 ltr mixture unleaded petrol.= 100 ml    ...5%
                          leaded petrol. = 900 ml   ....95%
=>100/5*95=1900
so,quantity of leaded petrol should be added = 1900-900=1000ml

 3.[2]
Let original length = 100 and original breadth = 60
Then original area = 100 × 60 = 6000
⇒New length
New  length = 80 and breadth = 54

New area = 80*54=4320

Decrease in area = Original Area - New Area = 6000 - 4320 = 1680

Percentage of decrease in area = Decrease in Area/Original Area×100

=1680/6000×100=28%

4.[2]

5.[4]

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General Awareness for all bank exam

Andhra Pradesh	Kuchipudi Kolattam
Northern India (Uttar Pradesh)	Kathak
Jharkhand	Karma/Munda
Chhattisgarh	Panthi Raut Nacha Gaur Maria dance i
Goa	·  Ghodemodni ·  Goff ·  Jagar ·  Kunbi ·  Mando
Gujarat	Garba Raas Tippani Dance

 

Himachal Pradesh	Kinnauri Nati Namgen
Haryana	·  ·  Chhathi Dance ·  Khoria Dance ·  Ras Leela Dhamal Dance

Karnataka Bayalata Dollu Kunitha Kashmir Dumhal Lakshadweep Lava Madhya Pradesh Tertali Charkula Jawara Phulpati Maharashtra Pavri Nach Lavani i Manipur Dhol Cholom Thang Ta Mizoram. Cheraw dance Nagaland Chang Lo or Sua Lua Puducherry Garadi Punjab Jhumar Malwai Giddha  Tamil Nadu Bharatanatyam puliyatam  Devarattam Kummi Kolattam  Karagattam or Karagam 19 Odisha Ghumura Dance 19.2 Ruk Mar Nacha (& Chhau dance) 19.3 Goti Pua 19.4 Nacnī 19.5 Odissi 19.6 Danda Nacha 26 West Bengal  Kalikapatadi Alkap Domni Kerala Mohiniyattam  Kathakali

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