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Friday, 20 November 2015

General Awareness Related To Sports For Bank Exam 2015

1.Who has won silver in 13th Asian Shooting Championship, recently?

[A]Jitu Rai

[B]Gagan Narang

[C]Abhinav Bhindra

[D]Prakash Nanjappa

2.As per latest FIFA ranking (June, 2015), which is the top ranked Asian team?

[A]Japan

[B]Iran

[C]South Korea

[D]China

3.Who has recently become the second Indian to be inducted in the International Cricket Council’s (ICC) Elite Panel of Umpires?

[A]S K Sharma

[B]Sundaram Ravi

i[C]Satish Gupta

[D]Anil Chaudhary

4.Which country will host the FIFA Women’s World Cup 2019?

[A]England

[B]France

[C]South Africa

[D]New Zealand

5.Who became the first New Zealand cricketer to score double century in One Day International (ODI) cricket?

[A]Ross Taylor

[B]Brendon McCullum

[C]Martin Guptill

[D]Grant Eliot

6.Who is the winner of Indian Wells Open Tennis Men’s Single Title?

[A]Roger Federer

[B]Novak Djokovic

[C]Jack Sock

[D]Andry Murray

7. Bhakti Sharma, who is in news recently, is associated with ____?

[A]Swimming

[B]Tennis

[C]Badminton

[D]Volleyball

8.Who is the winner of 2015 'Brazilian Grand Prix trophy'.?

[A]Lewis Hamilton

[B]Sebastian Vettel

[C]Fernando Alonso

[D]Nico Rosberg

9.Ravichandran Ashwin is associated with_________?

[A]Swimming

[B]Tennis

[C]cricket

[D] Volleyball

10. Who won the gold medal in the 13th Asian Shooting Championship.?

[A]Heena Sindhu

[BNivetha

[C]Nayani Bharadwa

[D]Shreya Gawande

Answer

1.[A] 2.[B] 3.[B] 4.[B] 5.[C] 6.[B] 7.[A] 8.[D] 9.[C] 10.[A]

Quantitative Aptitude For IBPS And SBI Exams

In each of these question a number series is given. Below the series one number is given followed by (a),(b),(c),(d) and (e).You have to complete this series following the same logoc as in the original series and answer the question that follows;
1].6                  16                     57                    244                  1245                   7506
   4                    (a)                    (b)                    (c)                    (d)                        (e)
What will come in place of (d)?
[1]985                 [2]980              [3]1004       [4]1015       [5] None of these.

2]-2                   0                        3                     14                      63                     326
15                   a)                    (b)                    (c)                    (d)                        (e)
What will come in place of (d)?
[1]88               [2]671            [3]908         [4]912                        [5] None of these.

3.374               310                  454                  198           598            22
234                 (a)                    (b)                    (c)           (d)              (e)
What will come in place of (e)?
[1]-118              [2]458               [3]108          [4]128                 [5] None of these

4.45045              9009        63063                 7007                  77077           5929
1575                  (a)             (b)                    (c)                    (d)                   (e)
What will come in place of (b)?
[1]3205               [2]2405                [3]2205           [4]1805            [5] None of these

5.12              14                  29                31        63       65
   942             (a)             (b)                    (c)                    (d)                   (e)
What will come in place of (b)?
[1]1889          [2]944           [3]1989       [4]954         [5]None of these.

The following pie-chart shows the percentage distribution of the expenditure incurred in publishing a book. Study the pie-chart and the answer the questions based on it.
Various Expenditures (in percentage) Incurred in Publishing a Book

6.If for a certain quantity of books, the publisher has to pay Rs. 30,600 as printing cost, then what will be amount of royalty to be paid for these books?

1. Rs. 19,450 2. Rs. 21,200

3. Rs. 22,950 4. Rs. 26,150

7.What is the central angle of the sector corresponding to the expenditure incurred on Royalty?

1. 15º 2. 24º 3. 54º 4 48º

8..The price of the book is marked 20% above the C.P. If the marked price of the book is Rs. 180, then what is the cost of the paper used in a single copy of the book?

1. Rs. 36 2 Rs. 37.50 3.Rs. 42 4. Rs. 44.25

9.If 5500 copies are published and the transportation cost on them amounts to Rs. 82500, then what should be the selling price of the book so that the publisher can earn a profit of 25%?

1. Rs. 187.50 2 Rs. 191.5 0 3. Rs. 175.00 4. Rs. 180.00

10.Royalty on the book is less than the printing cost by:

1.. 5.0% 2.. 33.5% 3.. 20.0% 4. 25.0%

Answer
1.[5]None of these
The series is
× 2 + 2², × 3+3²,× 4+4²,× 5+5², × 6+6²
2 [2]The series is × 1 + 2, × 2+3,×3+5,[sum is consective numbers]

3.[1] The series is ; -8², +12², -16²
4.[3]The series is ÷5, × 7, ÷9,×11............
5.[1]The series is ×1+2,×2+1, alternatively
6.[3]Let the amount of Royalty to be paid for these books be Rs. r

Then, 20:15 = 30600:r
            r = Rs. 30600 x 15    = Rs. 22,950.
                              20
7.[3]Central angle corresponding to Royalty          = 15% of 360º

                                                             = 15    x 360º
                                                                100

                                                             = 54º

8.[2]Clearly, marked price of the book = 120% of C.P.

Also, cost of paper = 25% of C.P

Let the cost of paper for a single book be Rs. n.

Then,                120: 25 = 180: n
                                       n = Rs. 25 x 180 = Rs. 37.50
                                                     120
9[1]
For the publisher to earn a profit of 25%, S.P. = 125% of C.P.

Also Transportation Cost = 10% of C.P.

Let the S.P. of 5500 books be Rs. x.

Then,         10 : 125 = 82500 : x
                                x = Rs.   125 x 82500   = Rs. 1031250.
                                                  10

S.P. of one book = Rs. 1031250   = Rs. 187.50

10[4]printing Cost of book = 20% of C.P.

Royalty on book = 15% of C.P.

Difference = (20% of C.P.) - (15% of C.P) = 5% of C.P.

Percentage difference     =     Difference       x 100%
                                         Printing Cost

                                         =      5% of C.P.     x 100%
                                                Printing Cost

                                            =     25%.

Essay writing - Descriptive English for IBPS and SBI PO Main Bank Exam

Is Our Taxation System Fair?

Every government collects taxes from its citizens in order to be able to fulfill its responsibility of providing proper roads, water, sanitation facilities, health care and education to the public. The government would need billions of dollars to carry out all its duties and it is due to the tax payers’ money that all this work is done. So, citizens are expected and mandated by law to pay the appropriate taxes. They have to pay taxes to their local state or county governments as well as to the federal government in certain instances.

Many people do not like the idea of paying taxes, of course. They hope that they could keep all their earnings to themselves. They feel that it is not fair for the government to grab a large percentage of their hard-earned money. however if we are going to protect our country and pay out all the entitlement programs created by our government then we have to. They sometimes compare the tax percentages in other countries and feel that the amount of money they pay is too high when compared to the other nations.

But all said and done, taxes are extremely essential for the smooth running of a nation. Without taxes, the government would not be able to fulfill its obligations. It is necessary for us to get a proper perspective of why taxes are inevitable. Although we do not like the fact that we have to part with our earnings to support the government, we still have to see this as a benefit. In fact, we are paying the government to provide all the infrastructural facilities that we enjoy in our day to day life. If we can see taxes as a fee that we spend on ourselves for our own benefit, much like the money we pay at a restaurant to have a nice meal, we would find it easier to pay our taxes without feeling the pinch.

Statistics show that 75% of the country's revenue from income taxes comes from only 1% of the population. This percentage of the population makes over $200,000 per year either through their own personal income or if you are the owner of an small business that makes a large profit. since our country needs money to run

, it will never be eliminated.

Letter Writing - Descriptive English For IBPS And SBIPO Main Bank Exam

Write a letter to the landlord requesting him to undertake some of the repair works at your accommodation
Akhila Sharma,
263/998,
M.G. Road,
Akshya Apartment,
New Delhi.

5th July 2015,

Madesh Singh,
Lajpvt Nagar,
New Delhi.

Sir,
As you know, I am your tenant at 263/998,M.G. Road,Akshya Apartment,I spoke to you last night about a serious problem with the hot water in my flat. Yesterday I discovered that the water temperature had suddenly risen quite high—in fact, it is practically scalding. I’ve attempted to adjust the thermostat, but it doesn’t do any good.  
While I have been careful to open the cold tap at the same time as the hot when I use any sink, I am concerned that my children will forget to do so and may be burned by the very hot water.I hoped you will see the urgency of the matter in view of the fact.I would feel obliged if the matter is given immediate attention and repairs done at the earliest.
I would very much appreciate it if you could attend to this problem as quickly as possible. Please call me as soon as possible so that I can arrange to be there when you (or a repairperson) come to work on the water heater. I want these repair done latest by the end of this month.

Thanking you,
Your sincerely,
Akhila Sharma

Essay Writing -Descriptive English For Bank Exam IBPS And SBIPO Main Exam

violence on TV has a direct impact on our children's behaviour.
Do you agree or disagree?

Most people in our society generally have the opinion that violence on television increases aggression in children and adolescents. However, the majority of the people who have researched this topic have discovered that violence on television is indeed one of the prime factors contributing to the increase in violent and aggressive behavior among the youth in society.

Researchers have identified three potential responses to media violence in children

Increased fear
Television frequently portrays a much more violent world than the real one, and this can have an effect on kids: children who have seen significant amounts of violence on TV are more likely to believe that the world is a frightening place. This effect is more powerful when the violence is portrayed realistically (as in thrillers or police procedurals) or when it is depictions of actual violence (as in documentaries or news programs).
Desensitization to real-life violence
There is significant evidence that exposure to violence in real life (for instance, witnessing violent crime or domestic violence) can cause young people to see violence as acceptable or unremarkable. ^[3] There is some evidence to suggest this may happen, on a smaller scale, as a result of exposure to media violence.
Increased aggressive behaviour
There seems to be a relationship between violent media and aggression, but it’s not clear whether violent media can make children more aggressive or whether kids who are already more aggressive are drawn to violent media.^] It’s also possible that the two reinforce one another, so that kids who are prone to be aggressive choose more violent media which encourages their aggressiveness.

These acts of violence shown on television have long lasting effects on children as they find it very thrilling and different from their regular life. They like to ponder on these scripts and start connecting to the acts in their real lives. However, if the same is not monitored, it can also change the permanent behaviour of the child. Sometimes, this threat is large enough to be treated as public health threat.

Hence, it is very important that parents monitor what their kids are watching on television and how they are spending their free time. This is because children learn from both experience and social learning or role modelling. As a result, when children watch violent acts, it is difficult from them to decipher which ones are real and to what an extent. This is where the parental or adult guidance can come to their help and prevent them from getting misguided. It is sadistic to note that even cartoon channels show lot of violence these days.

Also, medical science says that if violence is viewed for a long time, there are chemical changes which take place in the brain which are very similar to those that happen post traumatic stress disorder. Now, since the brains of young children are still developing, this can impact them badly.

Hence, it is very important that children get good guidance in choosing which television programs to watch and which video games to play. They should be encouraged to watch the inspirational or the humorous part of television. Developing interest in knowledge imparting channels like Discovery channel, History channel can be wonderful for their development.

Parents play a valuable role in reducing violence by raising children in safe and loving homes.Every child needs a strong, loving, relationship with a parent or other adult to feel safe and secure and to develop a sense of trust. Behavior problems and delinquency are less likely to develop in children whose parents are involved in their lives, especially at an early age..

Important Interview Question And Answer For Bank Exam

1.What is partnership deed ?
A partnership comes into existence by agreement between the persons who want to share the profit of the business. Such an agreement may be implied by the conduct of the partners or may be express (Oral or written). In order to avoid future dispute, it is advisable to have a written agreement. The document containing the agreement between partners is called ‘Partnership deed’. The document containing the agreement between the partners is called ‘Partnership Deed’. The deed must be properly stamped and signed by all the partners except a minor who has be admitted in the benefits of partnership.

2.Who is chairman of SBI?
Arundhati Bhattacharya is an the first woman to be the Chairperson of State Bank of India in 2014.

3.What is PIN?
A personal identification number is a numeric password shared between a user and a system, that can be used to authenticate the user to the system. Typically, the user is required to provide a non-confidential user identifier or token (the user ID) and a confidential PIN to gain access to the system.The PIN is not printed or embedded on the card but is manually entered by the cardholder during automated teller machine (ATM) and point of sale (POS) transactions (such as those that comply with EMV), and in card not present transactions, such as over the Internet or for phone banking.

4.What is fictitious asset?
Fictitious assets are not assets at all however they are shown as assets in the financial statements only for the time being. In fact, they are expenses & losses which for some reason couldn’t be written off during the accounting period of their incidence.Fictitious assets are used to keep track of assets that cannot be recorded under normal accounting categories, such as prepayments or deferred revenue.Assets, which have no market value, are called fictitious assets. Examples of fictitious assets are preliminary expenses, loss on issue of shares or debentures etc.

5.What is a foreign reserve?
Foreign-exchange reserves (also called forex reserves or FX reserves) are assets held by a central bank or other monetary authority, usually in various reserve currencies foreign-exchange reserves should only include foreign banknotes, foreign bank deposits, foreign treasury bills, and short and long-term foreign government securities.Foreign-exchange reserves are called reserve assets in the balance of payments and are located in the capital account. Hence, they are usually an important part of the international investment position of a country. The reserves are labeled as reserve assets under assets by functional category. In terms of financial assets classifications, the reserve assets can be classified as Gold bullion, Unallocated gold accounts, Special drawing rights, currency, Reserve position in the IMF, interbank position, other transferable deposits, other deposits, debt securities, loans, equity (listed and unlisted), investment fund shares and financial derivatives, such as forward contracts and options. There is no counterpart for reserve assets in liabilities of the International Investment Position. Usually, when the monetary authority of a country has some kind of liability, this will be included in other categories, such as Other Investments. In the Central Bank’s Balance Sheet, foreign exchange reserves are assets, along with domestic credit.

Computer Language One Word Question And Answers For Bank Exam

1.What is the most appropriate software for calculating in computer

[1]Microsoft Excel

[2] Microsoft Document

[3]Microsoft Word

[4]All the above

[5]None of these.

2.Computer manipulate data in many ways and this manipulation is called ------

[1]upgrading

[2]processing

[3]batching

[4]utilizing

[5]downloading

3.What is the meaning of ‘CC’ in case of E-mail

[1] Compute Copy

[2] Close Copy

[3] Carbon Copy

[4] Copy Carbon

[5]None of These.

4.Creating a ---- means making a duplicate copy of important files so that when a problem occurs, you can restore those files using the copy.

[1]mirror

[2]hot files

[3]print out.

[4]hotspot.

[5]backup.

5.What is Cyber Super Weapon?

[1]computer virus

[2]computer crash.

[3]Bugger

[4]Antivirus

[5]None of These.

6.The main system board of a computer is called the --------

[1] integrated circuit.

[2] motherboard.

[3] processor.

[4] microchip.

[5] drive board.

7.What is UNIX ?

[1]System Software.

[2] Application Software

[3]Operating System.

[4] Web Brower.

[5]All The above

8.A microprocessor is a _______ chip integrating all the functions of a CPU of a computer.
[1]. multiple

[2] single

[3]double

[4]triple

[5]more than three.

9.In 8086 microprocessor , the address bus is ________ bit wide.

[1].12 bit

[2]10 bit

[3]16 bit

[4]26 bit

[5]None of these.

10.The CF is known as ________.

[1].carry flag

[2]condition flag

[3]common flag

[4] single flag

[5]compute flag

Answer

1.[1] 2.[2] 3.[3] 4.[5] 5.[1] 6.[2] 7.[3] 8.[2] 9.[4] 10.[1]

English language And Current Affairs For All Bank Exam IBPS SBI

Rearrange the following sentences[A],[B],[C],[D] and [E] to make a meaningful paragraph and then answer the question which follows:[Current affair "July"]

A.. The operationalisation of nationwide MNP will allow customers to keep their existing mobile phone numbers while shifting between States and circles by changing operators
B. It became operational after major private mobile operators like Vodafone, RCom, Airtel, Uninor and Idea Cellular along with state-run BSNL and MTNL issued statements to launch MNP.
C. Prior to this, customers were only able to change their operator by retaining the same number only in the same state or telecom circle..
D. Thus this move lays the first foundation stone for the Union government’s ambitious ‘One nation, One number’ plan.
E.Nationwide mobile number portability (MNP) has become operational from 3 July 2015.

1.Which of the following sentence should be the LAST after arrangement
1)A          2)B          3)C          4)D          5)E

2..Which of the following sentence should be the THIRD after arrangement
1)A          2)C          3)D          4)E         5)B
.
3.Which of the following sentence should be the FIRST after arrangement
1)E          2)B          3)D          4)A          5)E

4.Which of the following sentence should be the FOURTH after arrangement
1)C          2)D          3)E          4)B          5)A

5.Which of the following sentence should be the SECOND after arrangement
1)A          2)B          3)C          4)D          5)E

Answer
1.4    2.1   3.5 4.1    5.2

Essay Writing -Descriptive English For Bank Exam IBPS And SBIPO Paper 2

Comment on the impact of rising inflation on Indian economy
Introduction
Inflation is a situation wherein there are continuous increases in the price level of goods and services in an economy over a period of time. In a lay man language inflation, could be defined as too much of money charged for few goods or products. When generally the price rises, unit of currency buys fewer goods and inflation also reflects on reduction in purchasing power of per unit of money. Inflation is usually calculated by annualised percentage change in a general price index (normally the consumer price index) over time. Apart from this there are other widely used price indices for calculating inflation like Producer price indices (wholesale prices), Commodity price indices, and Core price indices.
India is considered to be the large market that doesn’t have a monetary policy framework. This is one of the main reasons why India mostly faces rise in inflation after the financial crisis. Common factors for inflation are GDP deflator, regional inflation, historical inflation, asset price inflation.

Effects of Inflation:

Inflation affects both the economy of a country and its social conditions, as well as the political and moral lives of its inhabitants. However, the economic effects of Inflation are stated and described below:

Price inflation has immense effect on the Time Value of Money (TVM). This acts as a principal component of the rates of interest, which forms the basis of all TVM calculations. The real or estimated changes occurring in the rates of inflation lead to changes in the rates of interest as well.

Inflation exerts impact on the treasury of a nation as well. In United States of America, Treasury Inflation-protected Securities (TIPS) ensures safety to the American government, assuring the public that they will get back their money. However, the rates of interest charged by TIPS are less compared to the standard Treasury notes.

The most immediate effect of inflation is the decrease in the purchasing power of dollar and its depreciation. Inflation influences the investments of a country. The Inflation-protected Securities (IPSs) may act as a guard against the loss in the purchasing power of the fixed-income investments (like fixed allowances and bonds), which may occur during inflation.

Inflation changes the allocation of income. This exerts maximum effect on the lenders than the borrowers at the time of persisting inflation, because the loans sanctioned previously are paid back later in the form of inflated dollars.

Inflation leads to a handful of the consumers in making extensive speculation, to derive advantage of the high price levels. Since some of the purchases are high-risk investments, they result in diversion of the expenditures from regular channels, giving birth to a few structural unemployments.

Conclusion

Most of the economists today have a low or a steady rate of inflation. Low or negative rate in inflation reduces the hardness of recession by allowing the market to adjust more quickly in a down turn and reduces the trap which prevents from monetary policy from stabilizing. Generally these policies are the authorities for central banks which have monetary control through interest rates, open markets operations, and reserve requirements. Issues which lead to inflation are: optimal inflation rate, money supply and inflation, global trade. Other than this there are several other factors which determine impact of inflation in India they are: demand factors, supply factors, domestic factors, external factors, etc.Inflation is basically targeting the general frame work which is the new way in opening up its capital account and moving in the direction of a flexible exchange rate.

Letter Writing - Descriptive English For IBPS And SBIPO BankExam Paper 2

Write a letter to the concerned authorities about power cuts in your area during this summer season

From,

Rajesh Raman,

29/86 Gomathi N agar,

Lucknow.

To,

The Sub Engineer,

Lucknow Electricity Board,

Dadar (w),

Lucknow

Subject: Complaint letter regarding irregular electricity supply.

Respected Sir,

We are totally five hundred families residing in our locality. We are facing a severe problem of growing instances of power failure for the last three months in our locality.

In our locality there are many students who are preparing for their upcoming Board Exams as well as for other final examinations. But, this irregularity in electric supply is causing obstacles in their preparation. Sir, you also know, this year the summer is extremely hot so the old people facing it very difficult to tackle the problem. The problems of current supply also lead to some other illegal activities in our locality.

We have already given many complaints to our local authority. They are always giving us empty promises and doing nothing. So kindly am requesting you to look into this matter personally. I would request to our government to pay attention at this serious issue of increasing percentage of load shedding as soon as possible. If you do the needful then I shall be very much thankful to you

Thanking You,

Yours Faithfully,

X y z

Reasoning Ability Answer with Explanation Syllogism -IBPS PO And SBI PO

In each of the questions below consists of a statements and conclusion numbered I and II given below it.You decide which of the two conclusion logically follows from the information given in the statement
Give answer

(1)if only conclusion (I) follows
(2) if only conclusion (II) follows
(3) If a either conclusion (I) or (II) follows
(4) If a neither conclusion (I) nor (II) follows
(5) If both conclusion (I) and (II) follows

1.Statements: All equals are questions.
                      All questions are symbols.
                      Some questions are answerable
Conclusion: I. All answerable being symbols is a possibility.
II.No equal is answerable.
2.Statements: No game is an application.
   Some application are easy.
All easy are dynamics.
Conclusion: I.No game is dynamic.
II. No dynamic is application.
3.Statement: Some vitamins are calcium.
All calcium are minerals.
   Some minerals are not vitamins.
Conclusion: I.All calcium are vitamins.
II.Some vitamins are not minerals is a possibility.
4.Statement: Some details are beneficial.
                     All beneficial are helpful.
                   Some information are not details.
Conclusion: I.Some information are helpful.
   II.All helpful being beneficial is a possibility
5.Statement: No word is a statement.
Some statements are paragraph.
                     No paragraph is a chapter.
Conclusion: I.All statements can never be chapters
II All words being chapters is a possibility
Answer:
1.(1) Some questions are answerable(I)----> conversion---> Some answerable are questions (I)
    All questions are symbols.(A) = I+A=I [Some answerable are symbols] .
   Hence Conclusion I follows.
But no negative statements
   Hence Conclusion II not follows
2.(4) Some application are easy.(I) + All easy are dynamics.(A) = I+A = I Some application are dynamics.
          Hence Conclusion II not follows
    No game is an application. (E) +Some application are dynamics(I) = E+I=O[ Some dynamics are not dynamics]
Hence Conclusion I not follows
3.(2) Conclusion I does not follows from first statement
           Possibility in Conclusion II exist from third statement. Hence Conclusion II not follows.
4(2) Some details are beneficial (I) + All beneficial are helpful.(A) = I+A = I [Some details are helpful.]
       Some information are not details.(O) + Some details are helpful.(I) = O +I = No conclusion.
      Hence Conclusion I not follows
    Possibility in Conclusion II exist from second statement. Hence Conclusion II not follows.
5. (5)Some statements are paragraph.(I) + No paragraph is chapter (E) = I+E = O =
Some statements are not chapter Hence Conclusion I not follows
Possibility in Conclusion II exist from All statement. Hence Conclusion II not follows.

Interview Question And Answer for Bank Exam

1.what is mutual fund?
Mutual funds raise money by selling shares of the fund to the public, much like any other type of company can sell stock in itself to the public. Mutual funds then take the money they receive from the sale of their shares and use it to purchase various investment such as stocks, bonds and money market instruments. In return for the money they give to the fund when purchasing shares, shareholders receive an equity position in the fund and, in effect, in each of its underlying securities. For most mutual funds, shareholders are free to sell their shares at any time, although the price of a share in a mutual fund will fluctuate daily, depending upon the performance of the securities held by the fund.

2.What is NEFT?

National Electronic Funds Transfer (NEFT) is a nation-wide payment system facilitating one-to-one funds transfer. Under this Scheme, individuals, firms and corporates can electronically transfer funds from any bank branch to any individual, firm or corporate having an account with any other bank branch in the country participating in the Scheme.

3. Who can transfer funds using NEFT? Individuals, firms or corporates maintaining accounts with a bank branch can transfer funds using NEFT. Even such individuals who do not have a bank account can also deposit cash at the NEFT-enabled branches with instructions to transfer funds using NEFT. However, such cash remittances will be restricted to a maximum of Rs.50,000/- per transaction. Such customers have to furnish full details including complete address, telephone number, etc. NEFT, thus, facilitates originators or remitters to initiate funds transfer transactions even without having a bank account.

4.What is IFSC? Ans : IFSC or Indian Financial System Code is an alpha-numeric code that uniquely identifies a bank-branch participating in the NEFT system. This is an 11 digit code with the first 4 alpha characters representing the bank, and the last 6 characters representing the branch. The 5th character is 0 (zero). IFSC is used by the NEFT system to identify the originating / destination banks / branches and also to route the messages appropriately to the concerned banks / branches.

5.What is PE Ratio?
PE ratio is one of the most widely used tools for stock selection. It is calculated by dividing the current market price of the stock by its earning per share (EPS). It shows the sum of money you are ready to pay for each rupee worth of the earnings of the company.

Computer Knowledge One Word Question And Answer For Bank Exam

1.Documents, Movies, Images and Photographs etc are stored at a ?

[1]Application Sever

[2]Web Sever

[3]Print Server

[4]File Serve

2.The metal disks, which are permanently housed in scaled and contamination free containers are called;

[1]Hard Disk

[2]Floppy Disk

[3]Winchester Disk

[4]Flexible Disk

3.Which among following is an image name extension ?

[1]gif

[2]docx

[3]ppt

[4]lib

4.Regarding a VDU, which statement is more correct?

[1]It is an output device.

[2]It is an input device.

[3]It is a peripheral device.

[4]It is a hardware item.

5.What can be considered as basic building blocks of a digital circuit ?

[1]Logic Gate

[2]Diode

[3]Semi Conductor

[4]CMOS

6.A storage area used to store data to a compensate for the difference in speed at which the difference units can handle data is:

[1]Memory

[2]Buffer

[3]Accumulator

[4]Address

7.What do you call a single point on a computer screen?
[1] Cell
[2] Element
[3] Pixel
[4] Bit

8.Which is used for manufacturing chips?

[1]Bus

[2]Control Unit

[3]Semiconductors

[4]A and B only

9.The purpose of vacuum tube was to NOT act like:
[1] an amplifier
[2] a switch
[3] a router
[4] None of above

10.What was the name of the first commercially available microprocessor chip?

[1]Intel 308

[2]Intel 33

[3]Intel 4004

[4]Motorola 639

Answer

1.[4] 2.[3] 3.[1] 4.[3] 5.[1] 6.[2] 7.[3] 8.[3] 9.[3] 10.[3]

Reasoning Ability Question And Answer SBI PO paper 2 And IBPS

Study the following information carefully and answer the question given below;
Eight people are sitting in two parallel rows containing four people each, in such a way that there is an equal distance between adjacent persons. In row - 1 P,Q,R, and S are seated (but not necessarily in the same order) and all of them are facing North. . In row - 2 A,B,C and D are seated (but not necessarily in the same order) and all of them are facing South. Therefore, in the given seating arrangement each member seated in a row faces another member of the other row.

B sits second to left of D
R is an immediate neighbour of the person facing D
Only one person sits between R and P.
C does not face R
Two person sit between R and Q

1.Who amongst the following faces P?
[1]A       [2]B       [3]C         [4]D        [5]Cannot be determined.

2..Who amongst the following sits to the immediate left of the person who faces B?
[1]P       [2]Q      [3]R        [4]S       [5]Cannot be determined.

3..Who amongst the following faces D?
[1]P       [2]Q       [3]R        [4]S        [5]Cannot be determined.

4.Which of the following is true regarding S?
[1]S sits at one of the extreme ends of the line
[2]S sits second to right of Q
[3]P is not an immediate neighbour of S
[4]B is an immediate neighbour of the person who faces S
[5]None is true.

5..Which is the one that does not belong to that group?
[1]D [2]P    [3]Q    [4]S [5]C

Answer
B        C           D    A

|    |             |          |

| |    | |
Q    P S R

1.[3] 2.[1]    3.[4] 4.[5]    5.[3]

Reasoning Ability -Sitting Arrangement For All Bank Exam

Study the following information carefully and answer the question given below:
P,Q,R,S,T,V,W and Z are sitting around a circular table facing the center but not necessarily in the same order. S is third to the right of P. P is second to the right of V. R is second to the left of V and third to the right of the Q.W is not an immediate neighbour of V.Z is second to the right of T.

1.Who is to the immediate right of R?
[1] S [2]T    [3]Z    [4]V    [5]Data inadequate.

2.Who is second to the right of Z ?
[1]P [2]W [3]Q [4]T    [5]Data inadequate.

3What is T's position with respect to Q ?
[a]Fourth to the left
[b]Fourth to the right
[c]Fifth to the left
[d]Third to the right
[1] Only [a]
[2]Only [b]
[3] Only [c]
[4] Only [d]
[5] Both [a] and [b]

4.If Sand Z interchange their positions, who will be second to the right of Q?
[1] Z
[2] S
[3] R
[4]Data inadequate.
[5]None of these.

5.Which of the following is correct?
[1]R is second to the left of W
[2]S is third to the left of T
[3]P is fifth to the left of R
[4]P is fourth to the left of R
[5]All are correct.

       S
   R_ | _ W
   T_     _ Q

   V _ |    _P
   Z

1. [2] T is to the immediate right of R

2.[3]Q is second to the right of Z

3.[5] T is fourth to the right or left of Q

4.[1] If S and Z interchange positions, then Z will be second to the right of R

5.[4] [4]P is fourth to the left of R

Expected Marketing Aptitude Question and Answer For SBI PO

Marketing Aptitude

1.Good marketing strategy envisages good and proper ______
(1) Product distribution
(2) Networking of branches
(3) High Pricing
(4) Placement of counter staff
(5) Relationship management
2.An IPO Loan is meant for ________
(1) Meeting personal needs
(2) For higher education
(3) Medical treatment
(4) For starting a new industry
(5) For purchase of shares
3.Efficient marketing style requires_________
(1) Proper planning
(2) Good debating skills
(3) Arrogant staff
(4) Knowledge of many languages
(5) Ignorant customers
4.Communication skills in the case of a DSA means ____
(1)Oratory excellence
(2) Delivering long speeches
(3) Loquacious
(4) Ability to convince the customer with the right choice of words
(5) Ability to talk very fast

5.Online Marketing is useful for ____

(1). Selling Old Products

(2) Sending e-mails

(3) Increased production

(4) Increased job opportunities

(5) Increased expenses

6.Business format franchising is an example of–

(1) Dual Distribution

(2) Reverse Channel

(3) Direct Selling

(4) Indirect Selling

(5) None of these

Business format franchising is an example of–
(A) Dual Distribution (B) Reverse Channel (C) Direct Selling
(D) Indirect Selling (E) None of these (Ans : A) - See more at: http://www.allexamgurublog.com/2015/06/marketing-aptitude-and-computer_38.html#sthash.EYG7othN.dpuf

7.Breaking down large, homogeneous inventories into smaller lots for wholesalers and retailers is–
(1) Sorting out
(2) Assorting
(3) Accumulation
(4) Allocation
(5) None of these
8.An arrangement in which a supplier grants a dealer the right to sell products in exchange for some type of consideration is–
(1) Licensing
(2) Retailing
(3) Franchising
(4) Wholesaling
(5) None of these
9.Marketing is complex in Banks compared to other commercial concerns. Which among the following justifies this statement?
(1)Bank Marketing is a service Marketing
(2)The focus of the bank marketing is customer
(3)The Bank marketing is doubly oriented
(4)Banking products are intangible
(5)None of the
10..A group of Blue collar customers of a bank will be placed in which of the following segments? (1)Profession segment
(2)Gender based segment
(3)Income segment
(4)Institutional Segment
(5)None of the above

Answer 1.(5) 2.(4) 3.(2) 4.(4) 5.(1) 6.(1) 7.(4) 8.(3) 9.(3) 10.(1)

Descriptive English Essay Writing Focus On Bank Exam paper 2.

Write a short notes on MNCs and its merits and demerits

Multinational Corporations - MNCs

An enterprise operating in several countries but managed from one (home) country. Generally, any company or group that derives a quarter of its revenue from operations outside of its home country is considered a multinational corporation.

There are four categories of multinational corporations:

(1) a multinational, decentralized corporation with strong home country presence,
(2) a global, centralized corporation that acquires cost advantage through centralized production wherever cheaper resources are available,
(3) an international company that builds on the parent corporation's technology or R&D, or
(4) a transnational enterprise that combines the previous three approaches.

Characteristics of Multinational Companies (MNCs)

1. Large Size:

A multinational company is generally big in size. Some of the multinational companies own and control assets worth billions of dollars. Their annual sales turnover is more than the gross national product of many small countries.

2. Worldwide operations:

A multinational corporation carries on business in more than one country. Multinational corporations such as Coco cola has branches in as many as seventy countries around the world.

3. International management:

The management of multinational companies are international in character. It operates on the basis of best possible alternative available any where in the world. Its local subsidiaries are managed generally by the nationals of the host country. For example the management of Hindustan Lever lies with Indians. The parent company Unilever is in The United States of America.

4. Mobility of resources:

The operation of multinational company involves the mobility of capital, technology, entrepreneurship and other factors of production across the territories.

5. Integrated activities:

6. Several forms:

A multinational company is usually a complete organisation comprising manufacturing, marketing, research and development and other facilities.

A multinational company may operate in host countries in several ways i.e., branches, subsidiaries, franchise, joint ventures. Turn key projects.

Advantages of MNCs

(a) To take tax benefits in host countries;

(b) To exploit the natural resources of the host country;

(d) To mitigate the impact of regulations in the home country;

(e) To reduce cost of production by making use of cheap labour and low transportation expenses in the host country.

(f) To gain dominance in foreign markets;

(g) To expand activities vertically.

Advantages of the growing MNCs to India

There are certain advantages that the underdeveloped countries like and the developing countries like India derive from the foreign MNCs that establishes. They are as under:

Initiating a higher level of investment.
Reducing the technological gap
The natural resources are utilized in true sense.
The foreign exchange gap is reduced
Boosts up the basic economic structure.

Disadvantages of MNCs

Roses does not come without thrones. Disadvantages of having an MNCs in a developing country like India are as under-

Competition to SMSI
Pollution and Environmental hazards
Some MNCs come only for tax benefits only
Exploitation of natural resources
Lack of employment opportunities
Diffusion of profits and Forex Imbalance
Working environment and conditions
Slows down decision making
Economical distress

- See more at: http://business.mapsofindia.com/india-company/multinational.html#sthash.jVwE3m1G.dpuf

Disadvantages of MNCs

(a) Competition to SMSI

(b) Pollution and Environmental hazards

(d) Exploitation of natural resources

(e) Lack of employment opportunities

(f) Diffusion of profits and Forex Imbalance

(g) Working environment and conditions

(h) Slows down decision making

(i) Economical distress

Advantages of the growing MNCs to India

There are certain advantages that the underdeveloped countries like and the developing countries like India derive from the foreign MNCs that establishes. They are as under:

Initiating a higher level of investment.
Reducing the technological gap
The natural resources are utilized in true sense.
The foreign exchange gap is reduced
Boosts up the basic economic structure.

Disadvantages of MNCs

Roses does not come without thrones. Disadvantages of having an MNCs in a developing country like India are as under-

Competition to SMSI
Pollution and Environmental hazards
Some MNCs come only for tax benefits only
Exploitation of natural resources
Lack of employment opportunities
Diffusion of profits and Forex Imbalance
Working environment and conditions
Slows down decision making
Economical distress

- See more at: http://business.mapsofindia.com/india-company/multinational.html#sthash.jVwE3m1G.dpuf

General Awareness With Related to Person in NEWS- Bank Exam

1.Who is the newly appointed chairman of the empowered committee of state finance ministers on GST? [A]K M Mani
[B]J K George
[C]Amit Mitra
[D]Saurabh Patelhttp
2.Who became the first Chief Minister to receive the second highest civilian award Padma Vibhushan? [A]Parkash Singh Badal
[B]Tarun Gogoi
[C]Okram Ibobi Singh
[D]Mukul Sangmahttp
3.Who bagged the best actress award at the 62nd National Film Awards?
[A]Priyanka Chopra
[B]Vidya Balan
[C]Kangana Ranaut
[D]Rani Mukherjihtt

Who bagged the best actress award at the 62nd National Film Awards? [A]Priyanka Chopra [B]Vidya Balan [C]Kangana Ranaut [D]Rani Mukherji
http://www.gktoday.in/gk-current-affairs-march-25-26-2015/

4.The winner of prestigious Dadasaheb Phalke Award 2014 is __?
[A]Mohal Lal
[B]Shashi Kapoor
[C]Mani Ratnam
[D]Girish Kasaravall
5.Who is the author of the book “Indian Parliamentary Diplomacy – Speaker’s Perspective”?
[A]Abdul Kalam
[B]Meira Kumar
[C]Sumitra Mahajan
[D]Pranab Mukherji
6.Who is the current president of the US-India Business Council (USIBC)?
[A]Ajay Bhagan
[B]Mukesh Aghi
[C]Arun Nehra
[D]Sandeep Singhv
7.The brand ambassador of the Northeast region is __?
[A]Baichung Bhutia
[B]Mary Kom
[C]Sunil Chetri
[D]Priyanka Chopra
8.Which Bollywood actor has been roped in as the ambassador for Visit Britain for attracting Indian tourist? [A]Amir Khan
[B]Amitabh Bachchan
[C]Saif Ali Khan
D]Shahrukh Khan
9.Noted editor Vinod Mehta, who died recently, was Editorial chairman of which magazine?
[A]The Week
[B]Outlook
[C]India Today
[D]Time Out
10.Evan Spiegel, who is the youngest billionaire in the world is co-founder of ?
[A]Snapchat
[B]Apple
[C]Whatsapp
[D]Yahoo

Answer
1.[A] 2.[A] 3.[c] 4[B] 5.[B] 6.[B] 7.[B] 8.[C] 9.[B] 10[A]

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Write a short notes on MNCs and its merits and demerits

Multinational Corporations - MNCs

There are four categories of multinational corporations:

Advantages of MNCs

Advantages of the growing MNCs to India

Disadvantages of MNCs

Disadvantages of MNCs

Advantages of the growing MNCs to India

Disadvantages of MNCs

Wednesday, 24 June 2015

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