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Friday, 27 November 2015

English Language Question And Answer For Bank Exam

Here we prepare English and current Affairs sections join together to score more mark with less time
The ‘Constitution Day’ of India is being observed on 26th November to [1] awareness of Indian Constitution and its architecture Dr. B R Ambedkar. Significance of the Day: On the day in 1949, constitution of India [2] adopted which came into force on January 26, 1950 [3] the beginning of a new era in the history of free India. Key facts 2015 Constitution Day is the first edition of this day and part of year-[4]nationwide [5] of 125th birth Anniversary of Dr. B R Ambedkar, Chairman of the Drafting Committee of Constituent Assembly. Union Ministry of Social Justice and Empowerment (MSJE) is the nodal Ministry [6]celebration of Constitution Day. It [7] organised number of activities on the occasion of the first Constitution Day in [8] to spread awareness the supreme law of the country and living document [9]makes the government system work effectively. Prime Minister Narendra Modi had [10] 26 November as Constitution Day after laying the foundation stone of Dr Ambedkar Memorial at Indu Mills Compound in Mumbai, Maharashtra on 12 October 2015.
1.[1]Expect [2]Spread           [3]Believe [4]Demands         [5]Foster
2.[1]is    [2]will [3]are [4]would    [5]was
3.[1]marking [2]denoting    [3]impressing    [4]expressing    [5]as
5.[1]event       [2]celebrations [3]programme [4]holiday           [5]duty
6,[1]to    [2]of    [3]was    [4]for                [5]is
7.[1]add            [2]bring            [3]built            [4]were                 [5]has
8.[1]aware      [2]order            [3]sincere       [4]elaborate          [5]enormous
9.[1]when       [2]where         [3]which        [4]whom [5]are
10.[1]decided    [2]trust             [3]accept                [4]declared          [5]determine

Answer
1.[2]     2.[5]    3.[1] 4.[4] 5.[2]   6.[4]   7.[5] 8.[2] 9.[3]   10.[4]

Write a letter to the Chairman of your Municipality about the bad condition of ads in your locality?

Write a letter to the Chairman of your Municipality about the bad condition of ads in your locality?
From,
Radha Krishnan
576, Gandhi Road,
Ashok Nagar,
madurai.
18 April, 2010.

To
The Chairman,
Municipality,
Madurai.

Sir,
Sub: Bad Conditions of the Road

     We are living in the Ashok Nagar area. It is a pity that the roads are not properly laid out. Water logging on the roads is a major problem during rainy season. As the rainy season approaches the pits are filled up with the drain water. The roads are full of deep and long pits. It becomes a great difficulty to reach our destination safely during the hours of heavy traffic. It is dreadful experience to walk on the roads during rainy season.
     We, the residents of our area will be grateful to you if our grievances are minimized.
      Thanking you,
Yours faithfully,
Radha Krishnan

Quantitative Aptitude For Main Bank Exam

1.The least number which should be added to 2497 so that the sum is exactly divisible dy 5,6,4 and 3 is :
(a) 3 (b)13 (c)23 (d)33

2.1201*1201 = ?
(a)1442401 (b)1600000 (c)1234567 (d)1587690
.
[3 - 7 ]The bar graph given below shows the sales of books (in thousand number) from six branches of a publishing company during two consecutive years 2000 and 2001.

Sales of Books (in thousand numbers) from Six Branches - B1, B2, B3, B4, B5 and B6 of a publishing Company in 2000 and 2001.

What is the ratio of the total sales of branch B2 for both years to the total sales of branch B4 for both years?

A.	2:3	B.	3:5
C.	4:5	D.	7:9

Total sales of branch B6 for both the years is what percent of the total sales of branches B3 for both the years?

A.	68.54%	B.	71.11%
C.	73.17%	D.	75.55%

5.What percent of the average sales of branches B1, B2 and B3 in 2001 is the average sales of branches B1, B3 and B6 in 2000?

A.	75%	B.	77.5%
C.	82.5%	D.	87.5%

What is the average sales of all the branches (in thousand numbers) for the year 2000?

A.	73	B.	80
C.	83	D.	88

Total sales of branches B1, B3 and B5 together for both the years (in thousand numbers) is?

A.	250	B.	310
C.	435	D.	560

8.A motorboat, whose speed in 15 km/hr in still water goes 30 km downstream and comes back in a total of 4 hours 30 minutes. The speed of the stream (in km/hr) is:

A.	4	B.	5
C.	6	D.	10

The least perfect square, which is divisible by each of 21, 36 and 66 is:

A.	213444	B.	214344
C.	214434	D.	231444

10.

A sum of money is to be distributed among A, B, C, D in the proportion of 5 : 2 : 4 : 3. If C gets Rs. 1000 more than D, what is B's share?

A.	Rs. 500	B.	Rs. 1500
C.	Rs. 2000	D.	None of these

Answer
1. (c)L.C.M of 5,6,4,3 = 5*6*2 = 120
Required number = 2497/120 = 23

2(a).1201*1201 = (1201)'2 = (1200+1)'2
= 1440000+1+2400 =1442401

3.(d)Required ratio = 75 +65 : 85+95
                              = 140 : 180
                              = 7 : 9
4.(c) Required % =[70 + 80]/[95 +110]* 100
   = 105 /205 *100
=73.17%

5.(d)Average sales (in thousand number) of branches B1, B3 and B6 in 2000
   = 80 + 95 + 70 / 3
Average sales (in thousand number) of branches B1, B2 and B3 in 2001
=105 + 65 + 110 /3
Therefore

Required percentage = 245 / 3 /280 / 3 * 100
                                          = 245/280 * 100
                                       = 87.5%

6.(b)Average sales of all the six branches (in thousand numbers) for the year 2000
    = 80 + 75 + 95 + 85 + 75 + 70 / 6
    =80

7.(d)
Total sales of branches B1, B3 and B5 for both the years (in thousand numbers)
= (80 + 105) + (95 + 110) + (75 + 95)
= 560.

8(b).let the speed of the stream be x km/hr. Then,
Speed downstream = (15 + x) km/hr,
Speed upstream = (15 - x) km/hr.

	30	+	30	= 4	1
	(15 + x)		(15 - x)		2

	900	=	9
	225 - x²		2

9x² = 225

x² = 25

x = 5 km/hr.

9.(a)
L.C.M. of 21, 36, 66 = 2772.
Now, 2772 = 2 x 2 x 3 x 3 x 7 x 11
To make it a perfect square, it must be multiplied by 7 x 11.
So, required number = 2² x 3² x 7² x 11² = 213444

10.(C)
Let the shares of A, B, C and D be Rs. 5x, Rs. 2x, Rs. 4x and Rs. 3x respectively.
Then, 4x - 3x = 1000

x = 1000.

B's share = Rs. 2x = Rs. (2 x 1000) = Rs. 2000.

Reasoning Ability Answer with Explanation Sitting Arrangement -IBPS PO And SBI PO

Study the following information carefully and answer the question given below:
A,D,E,F,H,J and K are sitting in a straight line facing north but not necessarily in the same order.
1.D is fourth to the right of A.
2E is on the extreme left end of the line. There are five persons betweenj E and K .
3. J sits third to the left of k.
4.F is not an immediate neighbour of D

1.Which of the following represents the person sitting exactly in the middle of the line?
[1] J [2]F [3]H [4]A [5]None of these.

2.How many persons sit between A and H?
[1]one    [2]two    [3]three    [4]four [5]more than four

3.Four of the following five are alike in a certain way based on their seating positions in the above arrangement and so form a group. Which pair does not belong to that group?
[1]AF            [2]JH             [3]EA        [4]DK      [5]FH

4.What is the position of F with respect to H?
[1]Second to the right.
[2]Immediate to the right
[3]Immediate to the left
[4]Third to the right.
[5] Second to the left.

5If the sitting arrangement [from left to right] is taken as English alphabets, how many such pairs of letters are there in the arrangement in each of which has as many letters them [in both forward and backward directions] in the arrangement,as they have between them in the English alphabets series?
[1]None    [2]one             [3]two                 [4]three                [5]more than three.

Answer
    E          A           F           J         H    D K

| | | | | | |

LEFT RIGHT

1.[1] J sitting exactly in the middle of the line
2.[2] Two many persons sit between A and H
3.[5] Except FH ,in all others the first person is to the immediate left of the second person.
4.[5]F Second to the left H.
5[3]

English language with Current Affairs For All Bank Exam

Here we prepare English and current Affairs sections join together to score more mark with less time

Read each sentence to find out whether there is any grammatical or idiomatic error in it.The number of that part is the answer. (contain general awareness&computer knowledge information here)

1.Hukam Singh, the former/[a] Chief Minister of Haryana has/[b] passed away to the/[c] age of 86 in Gurgaon/[d]No error[e]
2.India's Foreign Direct Investment (FDI) was doubled/[a] to 2.16 Billion USD /[b] in December 2014 compared to 1.10 Billion USD7[c]in December 2013/[d]
3.The Indian Army has signed a /[a]Memorandum of Understanding (MoU) with the /[b]State Bank of India on/[c] Defence Salary Package./[d]

4.Amjad Ali Khan has been /[a]trust with the setting/[b] up of India’s First/[c] International Institute for Music.[d]

5.West Indies’ opener Chris Gayle made/[a] his name to history books by becoming /[b]the first ever batsman to score a [c]double-century in the ICC World Cup.[d]

6.“Educate Encourage Enlighten” will be/[a] the new tagline of /[b]New Education Policy /[c]announced recently./[d]
7.Dr Prannoy Roy who has been recently/[a]conferred the Red Ink Award for/[b]lifetime achievement is the [c]executive co-chairman of NDTV./[d]

8.National Payments Corporation of India (NPCI) on 8 May 2015 announced /[a]a 10 % percent reduction in/[b] charges for transactions on /[c]its inter-bank on ATM network/[d]

9M.Sathiyavathy has recently/[a] become first woman to/[b] be appointed as /[c]Directorate General of Civil Aviation (DGCA)/[d]

10.Former Australia fast bowler Brett Lee in 14 January/[a] announced his retirement /[b]from all forms of cricket/[c] after a 20-year career./[d]

Answer1.[c]Replace 'to' with 'at'

2.[e]

3.[d]Add 'the' before Defence

4.[b]Replace ' trust' with 'entrusted'

5.[b] Replace 'to' with 'into'.

6.[c] Add 'as' after policy

7.[a] Replace 'has been' with 'was'.

            8.[d] Delete 'on'.
            9.[e]
           10.[a]Replace 'in' with 'on'.

English Language With Current Affairs for Bank Exam [Rearrangement]

Here we prepare English and current Affairs sections join together to score more mark with less time
Rearrange the following sentences[A],[B],[C],[D] and [E] to make a meaningful paragraph and then answer the question which follows:[Current affair "February"]

A.The products will be consumer electronics, apparel, bags to toys, exotic food products, books, shoes.

B.Indian Railway Catering and Tourism Corporation (IRCTC) has partnered with e-commerce giant Amazon.in to provide convenient online shopping experience and sell various products

C.Thus IRCTC customers and Indian railways passengers who access the IRCTC portal now can buy wide range of products from Amazon’s wide distribution network

D. It will also include pet supplies, musical instruments, personal hygiene products and many more products

E.In this regard IRCTC is going to provide Amazon.In a link on the IRCTC website [www.irctc.co.in].

F..With this tie-up, IRCTC is going to offer its customers with seamless online shopping opportunities in addition to booking travel tickets and hotel accommodations.

1.Which of the following sentence should be the LAST after arrangement
1)A          2)B          3)C          4)D          5)E

2..Which of the following sentence should be the THIRD after arrangement
1)A          2)C          3)D          4)E         5)B
.
3.Which of the following sentence should be the FIRST after arrangement
1)E          2)B          3)D          4)A          5)F

4.Which of the following sentence should be the FOURTH after arrangement
1)C          2)D          3)E          4)B          5)F

5.Which of the following sentence should be the SECOND after arrangement
1)A          2)B          3)F          4)D      5)C

Answer
1.4      2.4     3.2     4.1       5.3
[B F E C A D]

Write a Letter to Bank Manager to issue a Educational Loan- Descriptive English SBIPO Paper 2

Write a letter to bank manager to issue a loan to you as your son are going for higher studies and you require financial assistance from them

from

      Mr.Rama Sundraram,

      Flat no-42,

      Landline Apartment,

      Chennai.

      20th March, 2015.

To

      The Branch Manager,

       Canara Bank,

       Ayanpuram,

       Chennai.

       Sub: Request for sanction of loan for prosecuting higher studies of my son.

Dear Sir,
           This is for your kind information I have to state that my son, Gagan kumar has got the opportunity of getting admission in Raj giriyan Medical College. It was his ambition in life from his very boyhood that after he grows up he will be a Doctor so as to enable him to serve especially the ailing destitute in society.I am very happy that God has fulfilled his ambition. Now, the situation is that paucity of funds is standing as a hurdle for prosecuting his studies in Raj giriyan Medical College , You will kindly agree that substantial amount of money is needed for such studies also.Under the circumstances, I find no alternative but to approach your good-self to help the situation by granting educational loan .While I confidently hope that you will be pleased to grant this loan, I would request you to let me know the formalities to be observed.

Thanking you,

Yours faithfully,

Mr.Rama Sundraram

Quantitative Aptitude For All Bank Exam -SBI PO Paper 1

1.9937÷19×12029÷23+54= ?
1)26179. 2)273583. 3)331267. 4)28644. 5)31242

2.1739÷47+2679÷57+3819÷67+5159÷77+6699÷87+1245÷83=?
1)315. 2)300. 3)285. 4)250. 5)245

In each of these question a number series is given. ln each series only one number is wrong. Find out that number.
3.5. 22. 56. 116. 205. 330. 49
1)5. 2)56. 3)116. 4)330. 5)497

4.176. 275. 396. 539. 704. 891. 998
1)176. 2)275. 3)539. 4)704. 5)998

5.A and B enter into a speculation.A puts in Rs.50 and B puts in Rs 45. At the end of 4 months,A withdraws half of his capital, and then,C enters with a capital of Rs.70.How ought a profit of Rs.254.5 to be divided at the end of the year?
1)80:76.5:98 2)98:80:76.6 3)76.5:98:80 4)80:98:76.5 5)None of these

6.A man has Rs. 480 in the denominations of one-rupee notes, five-rupee notes and ten-rupee notes. The number of notes of each denomination is equal. What is the total number of notes that he has ?
1) 45 2) 60C. 3)75 4).90 5)cannot determined

7.A train is 360 meter long is running at a speed of 45 km/hour. In what time will it pass a bridge of 140 meter length.
1) 20 seconds    2)30 seconds    3)40 seconds       4)45seconds   5)None of these

8.In a group of 6 boys and 4 girls, four children are to be selected. In how many different ways can they be selected such that at least one boy should be there?
1)159                2)209              3)201                   4) 212            5)cannot determined

9.A boat covers a certain distance downstream in 4 hours but takes 6 hours to return upstream to the starting point. If the speed of the stream be 3 km/hr, find the speed of the boat in still water
1)15 km/h            2)12 km/hr             3)13 km/h           4)14 km/hr   5)18 km/hr

10.Anil purchases two books at Rs.300 each. He sold one book 10% gain and other at 10% loss. What is the total loss or gain in percentage?
1)10% gain             2)1% loss                  3)No loss or no gain      4)1% gain   5)None of these

Answer:
1.(2).?=523×523+54=273583

2.(2) ?=37+47+57+67+77+15=300

3.(2);The series is
3×2×1-1=5
4×3×2-2=22
5×4×3-3=57
6×5×4-4=116
7×6×5-5=205
8×7×6-6=330
9×8×7-7=497

4.(5)The series is
44×4=176
55×5=275
66×6=396
77×7=539
88×8=704
99×9=891
110×10=110

5(1);Ratio of A:B:C is
50×4+25×8:45×5+22.5×70×7
400:382.5:490
Ratio is 80:76.5:98

6 (4)
Let number of notes of each denomination be x.
Then x + 5x + 10x = 480

16x = 480

x = 30.
Hence, total number of notes = 3x = 90.

7 (3)
Speed = 45 Km/hr = 45*(5/18) m/sec
= 12.5m/sec
Total distance = 360+140 = 500 meter

Time = Distance/speed
=500/12.5=40seconds

8.(2)
We can select 4 boys+3 boys and 1 girl +2 boys and 2 girls+1 boy and 3 girls

(⁶C₄) + (⁶C₃ x ⁴C₁) + (⁶C₂ x ⁴C₂) + (⁶C₁ x ⁴C₃)
= (⁶C₂) + (⁶C₃ x ⁴C₁) + (⁶C₂ x ⁴C₂) + (⁶C₁ x ⁴C₁)

= 15 + 80 + 90 + 24

= 209

9.(1)
Let the speed of the water in still water = x
Given that speed of the stream = 3 km/hr
Speed downstream = (x+3) km/hr
Speed upstream = (x-3) km/hr
distance = speed × time,
(x+3)4=(x−3)6

= (x + 3)2 = (x - 3)3

= 2x + 6 = 3x - 9

= x = 6+9 = 15 kmph

10.(3)
SP of two books = 300×110/100=330
300×90/100=270
330+270=600
CP of two books = 300+300 = 600
Total SP = Total CP
Hence No loss or no gain

Atal Pension Yojana

Financial inclusion, social security, and low-cost benefits for the masses have been high on the NDA government’s agenda.n. The first step towards achievement of social security was the rollout of the Pradhan Mantri Jan Dhan Yojana (PMJDY)

About the Atal Pension Yojana

The Atal Pension Yojana will be effective from 1 June 2015. The scheme intends to bring pension benefits to allow people of the unorganised sector to enjoy social security with minimum contribution per month.

People who work in the private sector or employed in occupations that do not give them the benefit of pension can apply for the scheme. They can opt for a fixed pension of INR 1,000 or 2,000 or 3,000 or 4,000 or 5,000 on attaining the age of 60. The amount of contribution and the individual’s age will determine the pension. Upon the contributor’s death, the spouse of the contributor can claim the pension and after the spouse’s death the nominee will be returned the corpus accrued.
The amount collected under the scheme is to be managed by Pension Funds as per the investment pattern specified by the Government. Individual applicants will have no choice of pension funds or investment allocation.

The Atal Pension Yojana (APY) is open to all Indians between the age of 18 and 40. This allows an individual to contribute for at least 20 years before reaping the benefits of the scheme. Any bank account holder who is not a member of any statutory social security scheme can avail of the scheme.
All existing members of the government’s ‘Swavalamban Yojana NPS Lite’ will automatically be migrated to the Atal Pension Yojana. It will now replace the Swavalamban scheme, which did not gain much popularity across the country.

The Atal Pension Scheme will bring security to ageing Indians while at the same time promote a culture of savings and investment among the lower and lower middle class sections of society. One of the greatest benefits of the scheme may be enjoyed by the poorer sections of society. The government of India has decided to contribute 50 percent of the user’s contribution or INR 1,000 a year (whichever is lower) for a period of five years. This contribution will, however, be enjoyed only by those who are not income tax payers and those who join the scheme before 31 December 2015.

Descriptive English-letter to customers sbi po paper 2 for all bank exam

Write a letter to one of your customers requesting him to make the pending payments as soon as possible

Raman's stores,
35,joggers park,
paharganj,
New Delhi.

21 st June 2015

Mr. kiran kumar,
Montessori school,
Lucknow.

sub: Outstanding payments

Sir,

Our record show that you have an outstanding balance dating back to May. 2015.your May invoice was for Rs.45054.00 and we have yet to receive this payments. Please find a copy of the invoice enclosed. We will be happy to accept a cheque payment before 5th July 2015. If your cheque is already dispatched, then please ignore this reminder. We thank you for your cooperation and apologize for any inconvenience caused.We hope to continue doing business with you in the future.

Yours faithfully,

Sanjay Sharma

Write him / her this way..... Dear XYZ, reference to our invoice No. ........... Dated....... Amount......... We are sending you soft reminder that due date of invoice has been passed and we have not received the paymnet from your side. I belive that you might be overlook this invoice due to some burdon of work. You are requested to please pay the invoice amount as soon as possible to avoid discontnuing of service. If you have already paid kindly let us know. Best Regards, ABC Company.

Read more: How to write a letter to customer to remind about payment? - How to write a letter to remind about overdue payment from customer againt invoices :: Ask Me Fast at http://www.askmefast.com/How_to_write_a_letter_to_customer_to_remind_about_payment-qna875015.html#q35994

General Awareness Question related to Space Research

1. The correct location of Indian Institute of Spices Research (IISR) is __?
[A]Cochin[B]Kozhikode[C]Thrissur[D]Kottayam
2.The Kourou space port is located in __?
[A]France[B]French Guyana[C]Cameroon[D]British Virgin Islands

The Kourou space port is located in __? [A]France [B]French Guyana [C]Cameroon [D]British Virgin Islands
http://www.gktoday.in/gk-current-affairs-december-1-3-2014/

3Recently, NASA has proposed a new mission HAVOC to explore the atmosphere of which one of the following planets?
[A]Saturn[B]Venus[C]Mars[D]Jupiter .
4.Angara, is an ecologically clean rocket developed and launched by which one of the following countries, recently?
[A]Japan[B]China[C]Russia[D]Germany

Angara, is an ecologically clean rocket developed and launched by which one of the following countries, recently? [A]Japan [B]Russia [C]China [D]Germany
http://www.gktoday.in/gk-current-affairs-december-24-2014/

5.Which among the following has been voted as most important scientific breakthrough mission of 2014?
[A]Rosetta Space Mission[[B] NASA’s MAVENC]ISRO’s MOM[D]Curiosity Rover Mission
6.The “NuSTAR” is a space based X-ray telescope designed by NASA to study ___?
[A]Comets[B]Black Holes[C]Asteroids[D]Dwarf Planets
7.Which among the following space agencies has planned to launch the “Soil Moisture Active Passive (SMAP)” instrument to measure soil moisture on Earth?
[A]ISRO[B]Russian Space Agency[C]European Space Agency[D] NASA

Answer 1. [B] 2.[B] 3.[B] 4.[C] 5[A] 6[A] 7.[D]

Computer Knowledge For Bank Exam

computer memory;

Each information is represented within the computer memory using binary digits 0 and 1.

Pages

Bank Wants You

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Friday, 27 November 2015

English Language Question And Answer For Bank Exam

Tuesday, 15 September 2015

Write a letter to the Chairman of your Municipality about the bad condition of ads in your locality?

Tuesday, 21 July 2015

Quantitative Aptitude For Main Bank Exam

Tuesday, 30 June 2015

Reasoning Ability Answer with Explanation Sitting Arrangement -IBPS PO And SBI PO

Thursday, 25 June 2015

English language with Current Affairs For All Bank Exam

Tuesday, 23 June 2015

English Language With Current Affairs for Bank Exam [Rearrangement]

Sunday, 21 June 2015

Write a Letter to Bank Manager to issue a Educational Loan- Descriptive English SBIPO Paper 2

Saturday, 20 June 2015

Quantitative Aptitude For All Bank Exam -SBI PO Paper 1

Recent Programme of Government - Focus on Bank Interview

Atal Pension Yojana

About the Atal Pension Yojana

The Atal Pension Yojana will be effective from 1 June 2015. The scheme intends to bring pension benefits to allow people of the unorganised sector to enjoy social security with minimum contribution per month.

Monday, 15 June 2015

Descriptive English-letter to customers sbi po paper 2 for all bank exam

Friday, 5 June 2015

General Awareness Question related to Space Research

Tuesday, 2 June 2015

Computer Knowledge For Bank Exam

computer memory;

1 Bit = 0 or 1

1 Nibble = 4 bits

1 Bytes = 8 bits

1 Kilobytes(KB) = 1024 bytes

1 Megabytes(MB) = 1024 KB

1 Gigabytes (GB) = 1024 MB

1 Terabytes (TB) = 1024 GB

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