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Showing posts with label interview questoin. Show all posts
Showing posts with label interview questoin. Show all posts

Tuesday, 29 September 2015

Recent Programme Of Government Smart Cities Mission

                                        Smart Cities Mission

The  main  purpose of the Smart Cities Mission is to drive economic growth and improve the quality of life of people by enabling local area development and harnessing technology, especially technology that leads to Smart outcomes. Area- based development will transform existing areas (retrofit and redevelop), including slums, into better planned ones, thereby improving liveability of the whole City. New areas (greenfield) will be developed around cities in order to accommodate the expanding population in urban areas. Application of Smart Solutions will enable cities to use technology, information and data to improve infrastructure and services. Comprehensive development in this way will improve quality of life, create employment and enhance incomes for all, especially the poor and the disadvantaged, leading to inclusive Cities.


The core infrastructure elements in a smart city would include:
i. adequate water supply,
ii. assured electricity supply,
iii. sanitation, including solid waste management, iv. efficient urban mobility and public transport,
v. affordable housing, especially for the poor, vi. robust IT connectivity and digitalization,
vii. good governance, especially e-Governance and citizen participation, viii. sustainable environment,
ix. safety and security of citizens, particularly women, children and the elderly, and
x. health and education.

As far as Smart Solutions are concerned, an illustrative list is given below. This is not, however, an exhaustive list, and cities are free to add more applications.

 In the approach of the Smart Cities Mission, the objective is to promote cities that provide core infrastructure and give a decent quality of life to its citizens, a clean and sustainable environment and application of ‘Smart’ Solutions. The focus is on sustainable and inclusive development and the idea is to look at compact areas, create a replicable model which will act like a light house to other aspiring cities.

Monday, 13 July 2015

Important Interview Question And Answer For Bank Exam

1.What is partnership deed ?
A partnership comes into existence by agreement between the persons who want to share the profit of the business. Such an agreement may be implied by the conduct of the partners or may be express (Oral or written). In order to avoid future dispute, it is advisable to have a written agreement. The document containing the agreement between partners is called ‘Partnership deed’. The document containing the agreement between the partners is called ‘Partnership Deed’. The deed must be properly stamped and signed by all the partners except a minor who has be admitted in the benefits of partnership.

2.Who is chairman of SBI?
Arundhati Bhattacharya is an the first woman to be the Chairperson of State Bank of India in 2014.

3.What is PIN?
A personal identification number  is a numeric password shared between a user and a system, that can be used to authenticate the user to the system. Typically, the user is required to provide a non-confidential user identifier or token (the user ID) and a confidential PIN to gain access to the system.The PIN is not printed or embedded on the card but is manually entered by the cardholder during automated teller machine (ATM) and point of sale (POS) transactions (such as those that comply with EMV), and in card not present transactions, such as over the Internet or for phone banking.

4.What is fictitious asset?
Fictitious assets are not assets at all however they are shown as assets in the financial statements only for the time being. In fact, they are expenses & losses which for some reason couldn’t be written off during the accounting period of their incidence.Fictitious assets are used to keep track of assets that cannot be recorded under normal accounting categories, such as prepayments or deferred revenue.Assets, which have no market value, are called fictitious assets. Examples of fictitious assets are preliminary expenses, loss on issue of shares or debentures etc.

5.What is a foreign reserve?
 Foreign-exchange reserves (also called forex reserves or FX reserves) are assets held by a central bank or other monetary authority, usually in various reserve currencies foreign-exchange reserves should only include foreign banknotes, foreign bank deposits, foreign treasury bills, and short and long-term foreign government securities.Foreign-exchange reserves are called reserve assets in the balance of payments and are located in the capital account. Hence, they are usually an important part of the international investment position of a country. The reserves are labeled as reserve assets under assets by functional category. In terms of financial assets classifications, the reserve assets can be classified as Gold bullion, Unallocated gold accounts, Special drawing rights, currency, Reserve position in the IMF, interbank position, other transferable deposits, other deposits, debt securities, loans, equity (listed and unlisted), investment fund shares and financial derivatives, such as forward contracts and options. There is no counterpart for reserve assets in liabilities of the International Investment Position. Usually, when the monetary authority of a country has some kind of liability, this will be included in other categories, such as Other Investments. In the Central Bank’s Balance Sheet, foreign exchange reserves are assets, along with domestic credit.









Friday, 8 May 2015

Interview Question SBI Associate Bank

About the Recent program of government HRIDAY scheme

National Heritage City Development and Augmentation YojanaThe National Heritage City Development and Augmentation Yojana (HRIDAY) was in news recently as Union Urban Development Minister M Venkaiah Naidu announced the plans to launch the scheme.

HRIDAY is a scheme for conserving and preserving the heritage characters of 12 cities. These are: Amritsar, Varanasi, Gaya, Puri, Ajmer, Mathura, Dwarka, Badami, Velankanni, Kanchipuram, Warangal (Telangana) and Amaravati (Andhra Pradesh).

The scheme aims at developing tourism and job creation because India’s rich cultural, historical, religious and natural heritages have a huge potential of tourism.

Earlier, in his maiden budget speech in July 2014, Union Finance Minister Arun Jaitley had made the announcement of launching HRIDAY scheme.As per the announcement, the scheme will involve a partnership between the government, academic institutions and local communities, combining affordable technologies.

Tuesday, 28 April 2015

SBI Associate Bank Interview perparartion

     Interviewer will asked you questions from various sector firstly about yourself that what you are basically a task that how you introduce yourself in bank clerk interview exam? 

Top Common questions about yourself during clerk Interview

  • Introducing Yourself in an Interview
  • Why Should We Hire You?
  • Strengths & Weaknesses
  • Tell Me about Yourself & family
  • Why do you want to work here?
  • Reasons for Leaving a Job
  • Describe Yourself
  • Where do you see yourself in 5 years time
  • Your Salary Expectations
  • Thank You Letter After Interview
  • How To Negotiate Salary
  •  About your home town
  • degree related subject