Recent Programme Of Government Smart Cities Mission

                                        Smart Cities Mission

The  main  purpose of the Smart Cities Mission is to drive economic growth and improve the quality of life of people by enabling local area development and harnessing technology, especially technology that leads to Smart outcomes. Area- based development will transform existing areas (retrofit and redevelop), including slums, into better planned ones, thereby improving liveability of the whole City. New areas (greenfield) will be developed around cities in order to accommodate the expanding population in urban areas. Application of Smart Solutions will enable cities to use technology, information and data to improve infrastructure and services. Comprehensive development in this way will improve quality of life, create employment and enhance incomes for all, especially the poor and the disadvantaged, leading to inclusive Cities.


The core infrastructure elements in a smart city would include:
i. adequate water supply,
ii. assured electricity supply,
iii. sanitation, including solid waste management, iv. efficient urban mobility and public transport,
v. affordable housing, especially for the poor, vi. robust IT connectivity and digitalization,
vii. good governance, especially e-Governance and citizen participation, viii. sustainable environment,
ix. safety and security of citizens, particularly women, children and the elderly, and
x. health and education.

As far as Smart Solutions are concerned, an illustrative list is given below. This is not, however, an exhaustive list, and cities are free to add more applications.

 In the approach of the Smart Cities Mission, the objective is to promote cities that provide core infrastructure and give a decent quality of life to its citizens, a clean and sustainable environment and application of ‘Smart’ Solutions. The focus is on sustainable and inclusive development and the idea is to look at compact areas, create a replicable model which will act like a light house to other aspiring cities.

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IBPS PO (Prelims Exam) Admit Card 2015

     IBPS PO (Prelims Exam) Admit Card 2015
The Institute of Banking Personnel Selection (IBPS) will be conducting an online examination (Preliminary and Main) for the next common recruitment process for selection of personnel for Probationary Officer (PO)/ Management Trainee (MT) posts.

IBPS PO (Prelims Exam) Admit Card 2015 has been released by the Institute of Banking Personnel Selection.  All the candidates will have to necessarily bring their IBPS PO Admit Card ( hard  copy) while appearing in the Preliminary Exam in October. Candidates will have to input certain details for downloading their admit card.click here for Download call letter

A) IBPS PO 2015 Exam Pattern – Preliminary Examination

Sr.No.	Name of the Test	No. of Questions	Maximum Marks	Duration
1	English Language	30	30	Composite time of 1 Hour
2	Quantitative Aptitude	35	35
3	Reasoning Ability	35	35
	Total	100	100

B)  IBPS PO 2015 Exam Pattern – Main Examination

Sr.No.	Name of the Test	No. of Questions	Maximum Marks	Duration
1	Reasoning	50	50	Composite time of 2 Hour
2	English Language	40	40
3	Quantitative Aptitude	50	50
4	General Awareness (with special reference to Banking Industry)	40	40
5	Computer Knowledge	20	20
	Total	200	200

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Reasoning Ability Question And Answer For Bank Exam

In these question, relationships between different elements is shown in the statements. These statements are followed by two conclusion.the symbols are used with following meaning illustrated

' P%Q'  mean ' P is neither greater than nor smaller than Q '

' P$Q'  mean ' P is neither smaller than nor equal to Q '

' P#Q'  mean ' P is neither greater than nor equal to Q '

' P*Q'  mean ' P is not greater than Q '

' P@Q'  mean ' P is not smaller than Q '

1.Statement: V#K, K@B, B$M

   Conclusion: 1. V # B

                      2.M # K

                      3.M#V

(i)None is true

(ii)Only 1 is true

(iii)Only 2 is true

(iv)Only 3 is true

(v)Only 2 and 3 are true

2..Statement: D*R, R%F, F$T

   Conclusion: 1.F%D

                      2.F$D

                      3.T#R

(i)Only 1 is true

(ii)Only 2 is true

(iii)Only 3 is true

(iv)Only either 1 or 2 is true

(v) Only either 1 or 2and 3 are true

3.Statement: N@D, D*K, K$A

   Conclusion: 1.K@N

                      2.A#D

                      3.N$A

(i)None is true

(ii)Only 1 is true

(iii)Only 2 is true

(iv)Only 3 is true

(v)Only 2 and 3 are true

4..Statement: K@T, T$N, N#R

   Conclusion: 1.R$K

                      2.N*K

                      3.K$N

(i)None is true

(ii)Only 1 is true

(iii)Only 2 is true

(iv)Only 3 is true

(v)Only 2 and 3 are true

Answer

% = =

$ = >

# = <

* = <

@ = >

1.(iii)V<K>B>M

Conclusion: 1. V< B--> False      { Relationship not exist}

                      2.M < K--->True

                      3.M<V--> False      { Relationship not exist}

2.(v) D<R=F>T

Conclusion: 1.F=D    {Either 1 or 2 is true }                  

                   2.F>D

                   3.T<R----> True

3(i) N>D<K>A

   Conclusion: 1.K>N -> False      { Relationship not exist}

                      2.A<D -> False      { Relationship not exist}

                      3.N>A -> False      { Relationship not exist}

4.(iv)K>T>N<R

   Conclusion: 1.R>K -> False      { Relationship not exist}

                      2.N<K -> False      { Relationship not exist}

                      3.K>N----> True

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Interview Question And Answer for Bank Exam

1.what is mutual fund?
Mutual funds raise money by selling shares of the fund to the public, much like any other type of company can sell stock in itself to the public. Mutual funds then take the money they receive from the sale of their shares  and use it to purchase various investment  such as stocks, bonds and money market instruments. In return for the money they give to the fund when purchasing shares, shareholders receive an equity position in the fund and, in effect, in each of its underlying securities. For most mutual funds, shareholders are free to sell their shares at any time, although the price of a share in a mutual fund will fluctuate daily, depending upon the performance of the securities held by the fund.

2.What is NEFT?

National Electronic Funds Transfer (NEFT) is a nation-wide payment system facilitating one-to-one funds transfer. Under this Scheme, individuals, firms and corporates can electronically transfer funds from any bank branch to any individual, firm or corporate having an account with any other bank branch in the country participating in the Scheme.

3. Who can transfer funds using NEFT?  Individuals, firms or corporates maintaining accounts with a bank branch can transfer funds using NEFT. Even such individuals who do not have a bank account  can also deposit cash at the NEFT-enabled branches with instructions to transfer funds using NEFT. However, such cash remittances will be restricted to a maximum of Rs.50,000/- per transaction. Such customers have to furnish full details including complete address, telephone number, etc. NEFT, thus, facilitates originators or remitters to initiate funds transfer transactions even without having a bank account.

4.What is IFSC? Ans : IFSC or Indian Financial System Code is an alpha-numeric code that uniquely identifies a bank-branch participating in the NEFT system. This is an 11 digit code with the first 4 alpha characters representing the bank, and the last 6 characters representing the branch. The 5th character is 0 (zero). IFSC is used by the NEFT system to identify the originating / destination banks / branches and also to route the messages appropriately to the concerned banks / branches.

5.What is PE Ratio?  
PE ratio is one of the most widely used tools for stock selection. It is calculated by dividing the current market price of the stock by its earning per share (EPS). It shows the sum of money you are ready to pay for each rupee worth of the earnings of the company.                  

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Reasoning Ability Question And Answer SBI PO paper 2 And IBPS

Study the following information carefully and answer the question given below;
Eight people are sitting in two parallel rows containing four people each, in such a way that there is an equal distance between adjacent persons. In row - 1 P,Q,R, and S are seated (but not necessarily in the same order) and all of them are facing North. . In row - 2 A,B,C and D are seated (but not necessarily in the same order) and all of them are facing South. Therefore, in the given seating arrangement each member seated in a row faces another member of the other row.

• B sits second to left of D
• R is an immediate neighbour of the person facing D
• Only one person sits between R and P.
• C does not face R
• Two person sit between R and Q

1.Who amongst the following faces P?
[1]A       [2]B       [3]C         [4]D        [5]Cannot be determined.

2..Who amongst the following sits to the immediate left of the person who faces B?
[1]P       [2]Q      [3]R        [4]S       [5]Cannot be determined.

3..Who amongst the following faces D?
[1]P       [2]Q       [3]R        [4]S        [5]Cannot be determined.

4.Which of the following is true regarding S?
[1]S sits at one of the extreme ends of the line
[2]S sits second to right of Q
[3]P is not an immediate neighbour of S
[4]B is an immediate neighbour of the person who faces S
[5]None is true.

5..Which is the one that does not belong to that group?
[1]D     [2]P        [3]Q              [4]S       [5]C

 Answer
B        C           D        A  

|          |             |          |              

 |         |               |           |
Q        P             S         R


1.[3]         2.[1]        3.[4]           4.[5]            5.[3] 

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Reasoning Ability -Sitting Arrangement For All Bank Exam

Study the following information carefully and answer the question given below:
  P,Q,R,S,T,V,W and Z are sitting around a circular table facing the center but not  necessarily in the same order. S is third to the right  of P. P  is second to the right of V. R  is second to the left  of V and third  to the right of the Q.W is not an immediate neighbour of V.Z is  second to the right of T. 

1.Who is to the immediate right of R?
 [1] S         [2]T        [3]Z        [4]V    [5]Data inadequate.

2.Who is second to the right of Z ?
[1]P             [2]W     [3]Q       [4]T    [5]Data inadequate.

3What is T's position with respect to Q ?
[a]Fourth to the left
[b]Fourth to the right
[c]Fifth to the left
[d]Third  to the right
[1] Only [a]
[2]Only [b]
[3] Only [c]
[4] Only [d]
[5] Both [a] and [b]

4.If Sand Z interchange their positions, who will be second to the right of Q?
[1] Z
[2] S
[3] R
[4]Data inadequate.
[5]None of these.

5.Which of the following is correct?
[1]R is second to the left of W
[2]S is third to the left of T
[3]P is fifth to the left of R
 [4]P is fourth to the left of R
[5]All are correct.

                               S
                 R_         |            _ W
           T_                                    _ Q
             
                   V _        |               _P
                               Z                 


1. [2] T is to the immediate right of R

2.[3]Q is second to the right of Z

3.[5] T is fourth to the right or left of Q

4.[1] If S and Z interchange positions, then Z will be second to the right of R

5.[4] [4]P is fourth to the left of R

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Descriptive English Essay Writing Focus On Bank Exam paper 2.

  Write  a short notes on MNCs and its merits and demerits

                    Multinational Corporations - MNCs 

An enterprise operating in several countries but managed from one (home) country. Generally, any company or group that derives a quarter of its revenue from operations outside of its home country is considered a multinational corporation.

There are four categories of multinational corporations:

 (1) a multinational, decentralized corporation with strong home country presence,
(2) a global, centralized corporation that acquires cost advantage through centralized production wherever cheaper resources are available,
 (3) an international company that builds on the parent corporation's technology or R&D, or
 (4) a transnational enterprise that combines the previous three approaches.

    Characteristics of Multinational Companies (MNCs)

1. Large Size:

A multinational company is generally big in size. Some of the multinational companies own and control assets worth billions of dollars. Their annual sales turnover is more than the gross national product of many small countries.

2. Worldwide operations:

A multinational corporation carries on business in more than one country. Multinational corporations such as Coco cola has branches in as many as seventy countries around the world.

3. International management:

The management of multinational companies are international in character. It operates on the basis of best possible alternative available any where in the world. Its local subsidiaries are managed generally by the nationals of the host country. For example the management of Hindustan Lever lies with Indians. The parent company Unilever is in The United States of America.

4. Mobility of resources:

The operation of multinational company involves the mobility of capital, technology, entrepreneurship and other factors of production across the territories.

5. Integrated activities:

6. Several forms:

A multinational company is usually a complete organisation comprising manufacturing, marketing, research and development and other facilities.

A multinational company may operate in host countries in several ways i.e., branches, subsidiaries, franchise, joint ventures. Turn key projects.

Advantages of  MNCs

(a) To take tax benefits in host countries;

(b) To exploit the natural resources of the host country;

(c) To take advantage of Government concessions in host country;

(d) To mitigate the impact of regulations in the home country;

(e) To reduce cost of production by making use of cheap labour and low transportation expenses in the host country.

(f) To gain dominance in foreign markets;

(g) To expand activities vertically.

Advantages of the growing MNCs to India

There are certain advantages that the underdeveloped countries like and the developing countries like India derive from the foreign MNCs that establishes. They are as under:

• Initiating a higher level of investment.
• Reducing the technological gap
• The natural resources are utilized in true sense.
• The foreign exchange gap is reduced
• Boosts up the basic economic structure.

Disadvantages of MNCs

Roses does not come without thrones. Disadvantages of having an MNCs in a developing country like India are as under-

• Competition to SMSI
• Pollution and Environmental hazards
• Some MNCs come only for tax benefits only
• Exploitation of natural resources
• Lack of employment opportunities
• Diffusion of profits and Forex Imbalance
• Working environment and conditions
• Slows down decision making
• Economical distress

- See more at: http://business.mapsofindia.com/india-company/multinational.html#sthash.jVwE3m1G.dpuf

     Disadvantages of MNCs  

 (a)  Competition to SMSI   

 (b)  Pollution and Environmental hazards    

 (c)  Some MNCs come only for tax benefits only   

 (d)  Exploitation of natural resources 

 (e) Lack of employment opportunities  

 (f) Diffusion of profits and Forex Imbalance   

 (g) Working environment and conditions 

 (h) Slows down decision making   

  (i) Economical distress

Advantages of the growing MNCs to India

There are certain advantages that the underdeveloped countries like and the developing countries like India derive from the foreign MNCs that establishes. They are as under:

• Initiating a higher level of investment.
• Reducing the technological gap
• The natural resources are utilized in true sense.
• The foreign exchange gap is reduced
• Boosts up the basic economic structure.

Disadvantages of MNCs

Roses does not come without thrones. Disadvantages of having an MNCs in a developing country like India are as under-

• Competition to SMSI
• Pollution and Environmental hazards
• Some MNCs come only for tax benefits only
• Exploitation of natural resources
• Lack of employment opportunities
• Diffusion of profits and Forex Imbalance
• Working environment and conditions
• Slows down decision making
• Economical distress

- See more at: http://business.mapsofindia.com/india-company/multinational.html#sthash.jVwE3m1G.dpuf

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General Awareness Related to Defence

1.Project Varsha, India’s new naval base under construction near which of the following cities?[A]Kochi[B]Karwar[C]Visakhapatnam[D]Chennai
2.Which country unveiled the Izumo, the largest warship since World War II?
[A]China[B]Japan[C]France[D]USA
3.Foal Eagle, is the code name of annual military exercise between which countries?
[A]India and Russia[B]US and South Korea[C]Germany and US[D]Pakistan and China
4.Which country has developed an anti-ballistic missile system called “David’s Sling”?[A]Japan[B]Israel[C]Mexico[D]Italy
5.Which two countries participate in annual Balikatan military exercise?
[A]Pakistan & Saudi Arabia[B]India & Malaysia[C]Philippines & USA[D]South Korea & Australia
6.What is the code name of the military operation in Yemen against Shia Houthi group?
[A]Operation Destruction Storm[B]Operation Decisive Storm[C]Operation All Out[D]Operation Die Hard
7.Dhanush missile is the naval operational variant of which missile?
[A]Trishul[B]Prithvi[C]Agni[D]Akash
8..INS Kalvari, which has been commissioned by Indian Navy recently, is a ____?
[A]Scorpene-class submarine[B]Aircraft carrier[C]Survey ship[D]Amphibious assault ship
9.The Project 75 of Indian navy involves construction of six Scorpene submarines in partnership with which country?
[A]USA[B]Russia[C]France[D]Italy
10..India has signed an agreement with France to buy which aircraft?
[A]Rafale[B]Hawk-1[C]Jupiter[D]Mig-17

Answer
1.[c ] 2.[b] 3.[b] 4[b] 5.[c] 6.[b] 7[b] 8.[a] 9.[c] 10[a]

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Reasoning Ability Answer with Explanation For IBPS And SBI Bank Exam

P,Q,R,S,T andV live on different floor in the same building having six floor numbered one to six [the ground  floor is no.1 and so on]
There are two floor between the floor on which Qand V live
.Q live on a floor below V's floor.
Neither P nor T lives on a floor immediately above or immediately below the floor on which Q lives.
P does not live on an odd numbered floor.
There is only one floor between  the floor on which S and T live.
T does not lives on a floor immediately above or immediately below the floor on which R lives.
[1] On which of the floor does  V live?
   [a]4th         [b]3rd [c] 6th [d]5th        [e] cannot not dertermind
[2]Who amongt the following lives on the topmost floor,i.e.,floor numbered 6?
[a]T      [b]S               [c]R       [d] P    [e] Either V or R
[3] How many floor between  the floor on which R and T live?
[a]  none  [b]1        [c]  2         [d]3      [e]4
[4]On which of the floor does  R live?
[a]  6th    [b]2nd       [c] 4th       [d]1st   [e] cannot not dertermind
[5]Who amongt the following lives on the floor numbered  1?
[a]T      [b]S               [c]Q       [d] P    [e] Either V or R

Answer

  |-6--P
  |-5--T

  |-4--V
  |-3--S
  |-2--R
  | -1--Q
|[1]a  [2]d   [3] c [4]c [5] c

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General Awareness Question related to Space Research

1. The correct location of Indian Institute of Spices Research (IISR) is __?
[A]Cochin[B]Kozhikode[C]Thrissur[D]Kottayam
2.The Kourou space port is located in __?
[A]France[B]French Guyana[C]Cameroon[D]British Virgin Islands

The Kourou space port is located in __? [A]France [B]French Guyana [C]Cameroon [D]British Virgin Islands
http://www.gktoday.in/gk-current-affairs-december-1-3-2014/

The Kourou space port is located in __? [A]France [B]French Guyana [C]Cameroon [D]British Virgin Islands
http://www.gktoday.in/gk-current-affairs-december-1-3-2014/

3Recently, NASA has proposed a new mission HAVOC to explore the atmosphere of which one of the following planets?
[A]Saturn[B]Venus[C]Mars[D]Jupiter .
4.Angara, is an ecologically clean rocket developed and launched by which one of the following countries, recently?
[A]Japan[B]China[C]Russia[D]Germany

Angara, is an ecologically clean rocket developed and launched by which one of the following countries, recently? [A]Japan [B]Russia [C]China [D]Germany
http://www.gktoday.in/gk-current-affairs-december-24-2014/

Angara, is an ecologically clean rocket developed and launched by which one of the following countries, recently? [A]Japan [B]Russia [C]China [D]Germany
http://www.gktoday.in/gk-current-affairs-december-24-2014/

5.Which among the following has been voted as most important scientific breakthrough mission of 2014?
[A]Rosetta Space Mission[[B] NASA’s MAVENC]ISRO’s MOM[D]Curiosity Rover Mission
 6.The “NuSTAR” is a space based X-ray telescope designed by NASA to study ___?
[A]Comets[B]Black Holes[C]Asteroids[D]Dwarf Planets
 7.Which among the following space agencies has planned to launch the “Soil Moisture Active Passive (SMAP)” instrument to measure soil moisture on Earth?
[A]ISRO[B]Russian Space Agency[C]European Space Agency[D] NASA


Answer 1. [B]  2.[B] 3.[B]  4.[C]  5[A] 6[A] 7.[D]

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General Awareness for Bank Exam related to GOVT. programme

                                   General Awareness

1.The “ Jeevan Pramaan” scheme has been launched for the benefit of __?
[A]Pensioners   [B]Widows   [C]Infants  [D]Unemployed persons

2. Under the new and revised Kisan Vikas Patra scheme, money deposited will double in how many months?
[A]36 [B]72  [C]100  [D]96

3. What is the new name of the Rural Electrification scheme approved to ensure longer and uninterrupted power supply to rural areas?
[A]Rajiv Gandhi Grameen Vidyutikaran Yojana
[B]Deendayal Upadhyaya Gram Jyoti Yojana
[C]Indira Gandhi Rural Electrification Scheme
[D]Deendayal Upadhyaya Rural Electrification Scheme

What is the new name of the Rural Electrification scheme approved to ensure longer and uninterrupted power supply to rural areas? [A]Rajiv Gandhi Grameen Vidyutikaran Yojana [B]Deendayal Upadhyaya Gram Jyoti Yojana [C]Indira Gandhi Rural Electrification Scheme [D]Deendayal Upadhyaya Rural Electrification Scheme
http://www.gktoday.in/gk-current-affairs-november-19-21-2014/

What is the new name of the Rural Electrification scheme approved to ensure longer and uninterrupted power supply to rural areas? [A]Rajiv Gandhi Grameen Vidyutikaran Yojana [B]Deendayal Upadhyaya Gram Jyoti Yojana [C]Indira Gandhi Rural Electrification Scheme [D]Deendayal Upadhyaya Rural Electrification Scheme
http://www.gktoday.in/gk-current-affairs-november-19-21-2014/

4.e-Taal is the National e-services Dashboard portal created by the Government of India. What is the correct full form of e-Taal?
[A] e-Transaction Aggregation and Analysis
[B] e-Transaction Assessment and Analysis
[C] e-Transaction Assortment and Analytics
[D] e-Transaction Assessment Agreement

5.Which among the following statements is true about the HRIDAY scheme?
[A]It is a scheme for conserving and preserving the heritage characters of 12 cities
[B]It is a scheme for conserving the ancient medicines of India
[C]It is a scheme for conserving the wetlands
[D]It is a scheme for rehabilitation of tribal people

6Which among the following states is the venue for the Pravasi Bharatiya Divas (PBD)-2015?[A]Rajasthan[B]Sikkim[C]Gujarat[D]Maharashtra .

7.The union government has replaced the Planning commission, which will now be called as NITI Aayog. Who among the following will be the chairman of the new institute?
[A]President[B]Prime Minister[C]Vice President[D]Finance Minister

8.The Union Government is planning to launch Rashtriya Avishkar Abhiyan to create awareness among the students in _____?
[A]Science and Mathematics[B]Science and Social[C]Ancient History[D]Classical Music

9. With respect to Niti Aayog which of the following statements is/are true?
1. Sindhushree Khullar is the first CEO of Niti Aayog
2. Arvind Panagariya is the Vice-chairman of the Niti Aayog
3. Economist Bibek Debroy and V K Saraswat are full time members
Chose the correct answer from the codes given below:
[A]Only 1 & 2[B]Only 2 & 3[C]Only 1 & 3 [D] 1,2,3

10.The e-Panchayat project, which has won the National Award for e-Governance for the best district-level initiative is a project of which state?
[A]Jammu & Kashmir[B]Karnataka[C]Rajasthan[D]Kerala

Answer
1.[A]   2.[C]  3.[B] 4.[B]  5.[A] 6.[C] 7.[B] 8.[A] 9.[D] 10.[A]

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IBPS EXAM SYLLABUS

Institute of Banking Personnel Selection (IBPS) is going to conduct IBPS PO , Clerk , Regional rural bank exam and Specialist officer exam on large number of various posts but this time IBPS changed it’s exam pattern for Probationary Officer (PO) and Clerk posts. IBPS PO and IBPS Clerk exam will be conduct in two levels Tier 1 & 2 (Preliminary & mains). Two tier exam for recruitment of PO/MT and clerk from CWE V onwards. Here you find latest IBPS Exam Syllabus and IBPS 2015 new exam pattern for preliminary and mains exam.
 click here for new syllabushttp://www.ibpsrecruitment.in/ibps-clerk-syllabus/229

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