General Awareness Related To Government Scheme

[1]Which portal has been launched by Ministry of Women and Child Development to register online complaints of child sexual abuse?
 [A]POCSO e-BOX
 [B]POCSO m-BOX
 [C]POCSO c-BOX
 [D]POCSO m-BOX

2.What is the theme of recently launched “Mission Harita Andhra Pradesh” ?
[A]Forest and our deeds
[B]Green cover for a happy living
[C]Plant trees to protect earth
 [D]Greenery for peaceful life

3.Which committee will be constituted by Union Government for timely implementation of Central Schemes? [A]Parishad
[B]Samrasta
[C]Disha
[D]Milap

4. Which state government has recently abolished agriculture income tax?
[A]Karnataka
[B]Rajasthan
[C]Bihar
[D]Assam

5.Janani Sewa is a newly introduced scheme by which ministry?
[A]Ministry of AYUSH
[B]Ministry of Health and Family Welfare
[C]Ministry of Railways
[D]Ministry of Social Justice and Empowerment.

6.. The Rural Sanitation Initiatives for Ganga Rejuvenation has been launched in which state of India? [A]Uttarakhand
[B]Uttar Pradesh
[C]Jharkhand
[D]Bihar

7.Which state government has launched an emergency police service system in the state for 24 hours public safety?
[A].Madhya Pradesh
[B].Rajasthan
[C].Uttar Pradesh
[D].Haryana

8.Telangana government has joined hands with which Bank to enable cashless transactions?
[A].ICICI Bank
[B].IDFC Bank
[C].Yes Bank
[D].IndusInd Bank

9.Who launched Pradhan Mantri Grameen Awas Yojna in Agra?
[A].Pranab Mukherjee
[B].Rajnath Singh
[C].Narendra Modi
[D].Arun Jaitley

10.Which state government has launched a Voluntary Disclosure Schemefor declaring defective meters?
[A].Bihar
[B].Chhatisgarh
[C].Haryana
[D].Punjab
1.[a]  2.[b] 3.[c] 4.[a]5.[c] 6.[c] 7.[c] 8.[b] 9.[c] 10.[c]

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National Cancer Control Programme; Ministry of Health and Family Welfare

 National Cancer Control Programme;  Ministry of Health and Family Welfare
Cancer is an important public health problem with 8 to 9 lakh cases occurring every year.Cancer is an important public health problem with 8 to 9 lakh cases occurring every year
GOALS & OBJECTIVES OF NCCP
1. Primary prevention of cancers by health education specially regarding hazards of tobacco consumption and necessity of genital hygiene for prevention of cervical
cancer.
2. Secondary prevention i.e. early detection and diagnosis of cancers, for example,cancer of cervix, breast and of the oro-pharyngeal cancer by screening methods and
patients’ education on self examination methods.
3. Strengthening of existing cancer treatment facilities, which are woefully inadequate.
4. Palliative care in terminal stage of the cancer.

Existing Schemes under National Cancer Control Programme (NCCP) as on 1st June 2008
{w.e.f 1st Januaray 2005}:
1. Recognition of New Regional Cancer Centres (RCCs): to enhance the cancer treatment facilities across the country and reduce the geographical gap in the country
in the availability of cancer care facilities, New Regional Cancer centres are being recognized. A one-time grant of Rs. 5.00 crores is being provided for New RCC’s.
2. Strengthening of existing Regional Cancer Centres: A one-time grant of Rs.3.00 crores is provided to the existing Regional Cancer Centres to further strengthen the
cancer care services.
3. Development of Oncology Wing: Government Hospitals & Government Medical Colleges are provided with a grant of Rs. 3.00 crores for the development of
Oncology Wing.
4. District Cancer Control Programme: The DCCP will be implemented by a nodal agency, which may be a Regional Cancer Centre or Government Medical College or
Government Hospital with radiotherapy facility. A cluster of 2-3 districts are taken up for prevention, early detection, minimal treatment and provision of supportive cancer
care at district levels. A grant-in-aid of Rs. 90.00 lakhs spread over a period of 5 years is provided per DCCP proposal..
5. Decentralized NGO Scheme: A grant of Rs. 8000per camp will be provided to the NGOs for IEC activities.The funds are released through a Nodal agency which could
be a Regional Cancer Centre or Government Medical College or Governmenthospital with radiotherapy facilities.


Eligibility Criteria for the new RCCs
a. The institute should be a Government Hospital or a Government Medical College Hospital with Radiotherapy facilities.Autonomous institutions supported by the State or Central Government will also be considered for sanction in the absence of any suitable government institution in the region.
b. The hospital should have atleast 300 general beds of which 50 beds are exclusively for cancer treatment or the institution may be a 100-bedded hospital exclusively for cancer treatment.
c. The institute should have provided cancer treatment for the previous three years.
d. The institute should be well equipped with radiotherapy facilities.There should be well-developed departments of Surgery,Gynaecology, ENT and Radiation Oncology with well-developed supporting departments like Medical Oncology, Nuclear Medicine, Anaesthesia, Pathology, Cytopathology,Haematology, Biochemistry and Radiodiagnosis. #If the institutedoes not have all these facilities at the time of seeking the grant-in-aid, it should give an undertaking that all the required facilities would be made available within a period of five years of the sanction of grant.
e. The State Government should certify and recommend the institution as fit for being recognized as the RCC.
f. The recognition by the Ministry of Health and Family Welfare will be given after a team of experts inspects the institute for eligibility to be recognized as an RCC.

We are entering into a new era of cancer care with many new challenges. These efforts by NCDIR, NPCDCS and establishment of NCI would definitely strengthen us in our war against cancer in the new millennium. The onus lies on each one of us to join our hands and strive towards a better and universal cancer care.

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Indian Railways launches Janani Sewa, optional catering Scheme on pilot basis

 Union Railways minister Suresh Prabhu on 8th June 2016 in New Delhi  launched three passenger service initiatives—a Janani Sewa for mothers, optional catering in Rajdhani and Shatabdi trains on a pilot basis and a children’s menu on trains.

Under Janani Sewa, hot milk, hot water and baby food—to begin with—will be available at 25 railway stations including New Delhi, Mumbai, Howrah, Chennai, Surat and Lucknow. Originally, the service was meant to have been introduced on trains.

The decision to introduce this facility was taken after a mother last year tweeted to the minister that due to a delayed train service she was facing a lot of problems feeding her child as she was unable to find milk on the train.

The Indian Railways also launched an optional catering services project. To begin with the project will be taken up on a pilot basis for 45 days and will be available only on the Secunderabad-Pune Shatabdi Express and Mumbai Central-Hazrat Nizammudin Rajdhani Express.

The catering charges of Rs.340 for 1 AC and Rs.295 on 2AC/3AC would be deducted from the cost of the Rajdhani ticket if a passenger opts out of the catering service. Similarly a Shatabdi ticket would be cheaper by Rs.260 and Rs.220 for executive and chair car categories, respectively.

The railways said that catering services will be included by default and passengers have to specifically “opt out” from the mandatory food option.

To make train travel a happier experience for children, the railways has launched items like french fries, noodles, burgers and meal combos through IRCTC. These items can be ordered by the passengers through the e-catering website of IRCTC, a specified phone number, SMS, mobile app or a four digit all-India toll free number—1323.

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Rani Laxmi Bai Pension Scheme by State Government of Uttar Pradesh.

             Rani Laxmi Bai Pension Scheme
Rani Laxmi Bai pension scheme was launched by state government of uttar pradesh.This scheme was launched for those people which are below the poverty Line or In BPL category. all those families who are living below the poverty line and exempted from BPL Suchi and they are not getting any other government social welfare scheme like BPL ration card, Antyodaya Yojana, or any other pension scheme, Vridhavastha pension yojana (Old age pension scheme,) Vidhva pension scheme (Widow pension) , Physically handicapped pension scheme (Viklang pension) they will get Financial support from government . at least 50% pension will be given for SC , ST families . Beneficiary of this scheme will be Female Head of the family . In case female member not available in the family they Male member will be eligible for this scheme. Each selected beneficiary family will get rs 400 per month from the government. Government will distribute this pension on 6 month in two times in a year.
In the current financial year 2012-13 as many as 25.75 lakh poor families are likely to be reached through this scheme and a cost of Rs 1,289 crore will be incurred.

Financial Income: only those families who are living in below the poverty line they can apply for this scheme. Maximum family income in Urban area will must be 25546 and for rural area 19884 per family included five member per family
Category for Rani Lakshmi Bai pension Scheme : SC  / ST candidates will get benefit of this scheme
Methods to examine beneficiary listing of Rani lakshmi bai scheme : all applicant who crammed software type they will examine their identify on the involved district NIC web site. For instance in case you are dwelling in Allahabad they go Allahabad.Nic.in for obtain the labharthi suchi of Rani lakshmi bai pension scheme . record included full particulars such as you identify , and private particulars in PDF file.

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Mahatma Gandhi Pravasi Suraksha Yojana -Recent Programmes

     Mahatma Gandhi Pravasi Suraksha Yojana 
The Ministry of Overseas Indian Affairs (MOIA), has introduced a special social security scheme named Mahatma Gandhi Pravasi Suraksha Yojana (MGPSY) for overseas India workers in ECR Countries. The scheme named after Mahatma Gandhi, is a voluntary scheme aims to encourage and enable the workers to meet their three major needs. It helps them to save for their pension in old age through NPS-Lite (National Pension Scheme); save for their return and resettlement and obtain free cost of life insurance cover, Ministry will also co-contribute under this scheme for a period of five years or till the return of workers to India, whichever is earlier.
Pension in Old Age

            The scheme will help the worker to save for their old age. Old age savings will be managed by credible public sector pension funds. While a worker save between Rs.1000 to Rs.12000 in his/her pension account they will get a co-contribution of Rs.1000 in case of male and Rs.2000 in case of female in the NPS-Lite account from Ministry.
Return and Resettlement (R&R ) Saving

            To address the immediate monitory need of the worker on his return back to India, the scheme provides an option in the form of R&R saving. The scheme will help to save money over a period of time to cover the resettlement expenses in the short term. While the worker invest Rs.4000 in this scheme they will also get a Ministry co-contribution of Rs.900 in their R&R account.
Insurance Cover

            An overseas Indian worker enrolled in this scheme would be provided with a free cost life insurance cover and applicable as long as they are working in ECR country.
Ministry’s Co-contribution to MGPSY

            If a worker contribute Rs.5000 per year, then the Ministry’s Co-contribution will be Rs.3000 in case of female worker and Rs.2000 in case of male worker for the whole scheme. Ministry co-contribution is subjected to subscriber making necessary contribution to the scheme. This co-contribution will be applicable for a minimum period of 5 years or for the period of employment whichever is earlier.

Overseas Indian workers with ECR passports and aged between 18 and 50 years on an employment/contract visa are eligible to join the scheme. The Ministry has authorized the Life Insurance Corporation of India and Bank of Baroda to deliver the scheme to eligible overseas Indian workers. Bank of Baroda and LIC will assist eligible to open MGPSY accounts and will deliver a range of services to subscribers.

A secure and well regulated institutional framework has been designed to encourage, enable and assist overseas Indian workers to participate in this Scheme. In order to motivate broad-based voluntary enrolments, encourage regular savings and pension accumulations of overseas Indian Workers.

            Eligible workers will be able to open an MGPSY account at the office of the Protector Of Emigrants (POE) in India or at special help desks located at the office of the authorized aggregators in ECR countries. In order to enable Indian workers in the ECR countries to join the scheme the Ministry is shortly going to start Pravasi Suraksha Yojana enrolment centers starting with the United Arab Emirates (UAE)

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Seventh Pay Commission- Recent Programme

 Seventh Pay Commission

On 24 February 2014, the Government of India issued a Gazette notification announcing the formation of the Seventh Central Pay Commission with Justice A.K.Mathur as the Chairman, Vivek Rae – Member (full time), Dr. Rathin Roy – Member (part time), and Meena Agarwal – Secretary.

 The Seventh Pay Commission had to submit its recommendations within 18 months (expected by August 2015) and the same is to be implemented from 1 January 2016.The Seventh (7th) pay commission has been implemented by the government for the salary hike of the employees. The pay scale increase will be implemented from 1.1.2016. 

This calculator is useful to the employees for the calculation of their new basic, grade, gross pay and new gross pay with house rent allowance (HRA), transport (TPT) and dearness allowance (DA).

Seventh pay commission

1.     It was formed by previous UPA Government. The commission, headed by Justice A K Mathur was formed in February 2014.
2.     The other members of the commission are Vivek Rae, a retired IAS officer of 1978 batch, and Rathin Roy, an economist. Meena Agarwal is Secretary of the Commission.
3.     The committee's recommendations are scheduled to take effect from 1 January, 2016.
4.     The government constitutes the Pay Commission almost every 10 years to revise the pay scale of its employees and often these are adopted by states after some modifications.

    Nearly 48 lakh central government employees and 55 lakh pensioners will be befitted by the pay commission.
Salary increment 7th Pay panel suggests 23.55% hike in pay and allowances of govt employees. Pay will go up by 16%; increase in allowances will be 63%; increase in pension will be 24%. Recommendations will come into force from January 1, 2016. Minimum basic pay for central govt staff recommended at Rs 18,000; maximum pay Rs 2.25 lakh per month: Pay Commission. Pay Commission recommends 3% annual increment and 24% hike in pension for central government staffers.

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Rercent Programme - DigiLocker Launched By Government Of India

What is DigiLocker?

Digital Locker is one of the key initiatives under the Digital India Programme - External website that opens in a new window. A beta version of the same has been already released by the Department of Electronics and Information Technology (DeitY), Govt. of India. Digital Locker is aimed at minimizing the usage of physical documents and enable sharing of e-documents across agencies.

With the help of this Portal, the sharing of the e-documents will be done through registered repositories thereby ensuring the authenticity of the documents online. Residents can also upload their own electronic documents and digitally sign them using the e-sign facility. These digitally signed documents can be shared with Government organizations or other entities.

The storage space (maximum 1GB) is linked to the Aadhaar number of the user. The space can be utilized for storing personal documents like University certificates, PAN cards, voter id cards, etc., and the URI's of the e-documents issued by various issuer departments. There is also an associated facility for e-signing documents. The service is intended to minimize the use of physical documents and to provide authenticity of the e-documents. It will also provide secure access to Govt. issued documents. It is also intended to reduce administrative expenses of Govt. departments and agencies and to make it easy for the residents to receive services.

Digital Locker is aimed at minimizing the usage of physical documents and enable sharing of e-documents across agencies. The sharing of the e-documents will be done through registered repositories thereby ensuring the authenticity of the documents online. Residents can also upload their own electronic documents and digitally sign them using the e-sign facility. These digitally signed documents can be shared with Government organizations or other entities. Examples of such documents are Income Tax Returns, University Degrees etc.

Digital Locker system has the following objectives

•     Enable digital empowerment of residents by providing them with Digital Locker on the cloud

•     Enable e-Signing of documents and make them available electronically and online Minimize the use of physical documents

•     Ensure authenticity of the e-documents and thereby eliminate usage of fake documents

•     Secure access to Govt. issued documents through a web portal and mobile application for residents

•     Reduce administrative overhead of Govt. departments and agencies and make it easy for the residents to receive services

•     Anytime, anywhere access to the documents by the resident

•     Open and interoperable standards based architecture to support a well-structured standard document format to support easy sharing of documents across departments and agencies

•     Ensure privacy and authorized access to residents' data.

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Recent Programme - PM launches PRAGATI

PM launches PRAGATI: a multi-purpose, multi-modal platform for Pro-Active Governance And Timely Implementation

 
Prime Minister of India, Shri Narendra Modi launched 0n March 25th his ambitious multi-purpose and multi-modal platform PRAGATI (Pro-Active Governance And Timely Implementation). PRAGATI is a unique integrating and interactive platform. The platform is aimed at addressing common man’s grievances, and simultaneously monitoring and reviewing important programmes and projects of the Government of India as well as projects flagged by State Governments.

Speaking on the occasion, the Prime Minister said the whole world is now observing India keenly. It is imperative that governance in India becomes more efficient and responsive.

The PRAGATI platform uniquely bundles three latest technologies: Digital data management, video-conferencing and geo-spatial technology. It also offers a unique combination in the direction of cooperative federalism since it brings on one stage the Secretaries of Government of India and the Chief Secretaries of the States. With this, the Prime Minister is able to discuss the issues with the concerned Central and State officials with full information and latest visuals of the ground level situation. Such an effort has never been made in India. It is also an innovative project in e-governance and good governance.
Key features of the PRAGATI application are as follows:

• It is a three-tier system (PMO, Union Government Secretaries, and Chief Secretaries of the States);

• Prime Minister will hold a monthly programme where he will interact with the Government of India Secretaries, and Chief Secretaries through Video-conferencing enabled by data and geo-informatics visuals;

• The first such programme was launched on 25th March, 2015 (Wednesday) at 3.30 PM;

• Now onwards, it will be held once in every month on Fourth Wednesday at 3.30 PM-to be known as PRAGATI Day.

• Issues to be flagged before the PM are picked up from the available database regarding Public Grievances, on-going Programmes and pending Projects;

• The system will ride on, strengthen and re-engineer the data bases of the CPGRAMS for grievances, Project Monitoring Group (PMG) and the Ministry of Statistics and Programme Implementation. PRAGATI provides an interface and platform for all these three aspects.

• It will also take into consideration various correspondences to PM’s office by the common people or from high dignitaries of States and/or developers of public projects;

• The issues flagged are uploaded seven days prior to the PRAGATI day (i.e. on third Wednesday of every month).

• These issues can be viewed by the Union Government Secretaries and Chief Secretaries after entering into the application;

• User ID and Password for each of the Union Government Secretaries and Chief Secretaries have been created and made available;

• Union Government Secretaries and Chief Secretaries will be able to see the issues pertaining to their Department /State;

• Union Government Secretaries and Chief Secretaries have to put their comments and updates about the flagged issues within three days (i.e. by next Monday);

• One day - Tuesday is available to the PMO team to review the data entered by the Union Government Secretaries and Chief Secretaries;

• The design is such, that when PM reviews the issue he should have on his screen the issue as well as the latest updates and visuals regarding the same;

The system has been designed in-house by the PMO team with the help of National Informatics Center (NIC). As the name suggests, it is aimed at starting a culture of Pro-Active Governance and Timely Implementation. It is also a robust system for bringing e-transparency and e-accountability with real-time presence and exchange among the key stakeholders.

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Pradhan Mantri Krishi Sinchai Yojana - Recent Program

Pradhan Mantri Krishi Sinchai Yojana
Food and retail inflation are natural corollaries to the situation and this hurts the economy. In 2014-15, foodgrain production in the country dropped by about 5.3 per cent. In an attempt to improve the agricultural productivity, the government of India has come up with a new scheme, the Pradhan Mantri Krishi Sinchai Yojana (PMKSY).
Pradhan Mantri Krishi Sinchayee Yojana (PMKSY) has been formulated amalgamating ongoing schemes viz. Accelerated Irrigation Benefit Programme (AIBP) of Ministry of Water Resources, River Development & Ganga Rejuvenation; Integrated Watershed Management Programme (IWMP) of Department of Land Resources; and On Farm Water Management (OFWM) component of National Mission on Sustainable Agriculture (NMSA) of Department of Agriculture and Cooperation. PMKSY is to be implemented in an area development approach, adopting decentralized state level planning and projectised execution, allowing the states to draw their irrigation development plans based on district/blocks plans with a horizon of 5 to 7 years. States can take up projects based on the District/State Irrigation Plan.

Apart from the irrigation projects, INR 200 crore from this scheme will be earmarked as Agri-Tech Infrastructure Fund (ATIF) – the corpus required to promote the National Agricultural Market (NAM). This will give farmers easy access to the markets for sale of their produce. The FM also said that the budgetary allocation for this scheme may tie into the material component of the MNREGA (Mahatma Gandhi National Rural Employment Guarantee Act)

All the States and Union Territories including North Eastern States are covered under the programme.

The National Steering Committee (NSC) of PMKSY under the chairmanship of Hon’ble Prime Minister, will provide policy direction to programme framework and a National Executive Committee (NEC) under the chairmanship of Vice Chairman of NITI Aayog will oversee the programme implementation at national level.

Provision has been made under PMKSY during 2015-16 for carrying out extension activities in the field with special focus on water harvesting, water management and crop alignment for farmers and grass root level field functionaries.
 

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Pradhan Mantri Garib Kalyan Yojana -Recent Program

Pradhan Mantri  Garib Kalyan Yojana

Garib Kalyan Yojana is a Poverty Alleviation Scheme, which is primarily a work shop that you can pay and attend.The Garib Kalyan Yojana was officially launched by Prime Minister Narendra Modi in April 2015, when he announced that for development of any country, the welfare of weaker and poor people of the country is utmost important.  

The objective of the workshop is to revive the government’s pro-poor welfare programs.  It would also ideate effective ways to implement and maximize the outreach of the welfare initiatives.  In this campaign, the senior ministers would be in charge of creating a road map to poverty alleviation and drain down the ideas to the member of parliaments so that the welfare work is initiated at the grass root level.

The effort of the campaign and workshop is to motive and appraise the member of parliaments to help them effectively implement the government run schemes for the welfare of poor in the country.

The Prime Minister announced the launch of Garib Kalyan Mela across 22 districts in the state of Gujarat itself, which would benefit more than 1.5 lakh prospective beneficiaries

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Atal Mission for Rejuvenation and Urban Transformation (AMRUT)

Atal Mission for Rejuvenation and Urban Transformation (AMRUT)
Providing basic services (e.g. water supply, sewerage, urban transport) to households and build amenities in cities which will improve the quality of life for all, especially the poor and the disadvantaged is a national priority .The focus should be on infrastructure creation that has a direct link to provision of better services to people and this was explicitly stated by the President of India in his speeches to the Joint Sessions of the Parliament on 9 June, 2014 and 23 February, 2015.

OBJECTIVES
(i) ensure that every household has access to a tap with assured supply of water
and a sewerage connection;
(ii) increase the amenity value of cities by developing greenery and
well maintained open spaces (e.g. parks); and
 (iii) reduce pollution by switching to public transport or constructing facilities for non-motorized transport (e.g. walking and cycling). All these outcomes are valued by citizens, particularly women, and indicators and standards have been prescribed by the Ministry of Urban Development (MoUD) in the form of Service Level Benchmarks (SLBs).

The Cabinet also approved the Atal Mission for Rejuvenation and Urban Transformation (AMRUT), a mission aimed at transforming 500 cities and towns into efficient urban living spaces, with special focus on a healthy and green environment for children. The Cabinet approved Rs 50,000 crore for this mission which is to be spent over the next five years

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Recent Programme Of Government Smart Cities Mission

                                        Smart Cities Mission

The  main  purpose of the Smart Cities Mission is to drive economic growth and improve the quality of life of people by enabling local area development and harnessing technology, especially technology that leads to Smart outcomes. Area- based development will transform existing areas (retrofit and redevelop), including slums, into better planned ones, thereby improving liveability of the whole City. New areas (greenfield) will be developed around cities in order to accommodate the expanding population in urban areas. Application of Smart Solutions will enable cities to use technology, information and data to improve infrastructure and services. Comprehensive development in this way will improve quality of life, create employment and enhance incomes for all, especially the poor and the disadvantaged, leading to inclusive Cities.


The core infrastructure elements in a smart city would include:
i. adequate water supply,
ii. assured electricity supply,
iii. sanitation, including solid waste management, iv. efficient urban mobility and public transport,
v. affordable housing, especially for the poor, vi. robust IT connectivity and digitalization,
vii. good governance, especially e-Governance and citizen participation, viii. sustainable environment,
ix. safety and security of citizens, particularly women, children and the elderly, and
x. health and education.

As far as Smart Solutions are concerned, an illustrative list is given below. This is not, however, an exhaustive list, and cities are free to add more applications.

 In the approach of the Smart Cities Mission, the objective is to promote cities that provide core infrastructure and give a decent quality of life to its citizens, a clean and sustainable environment and application of ‘Smart’ Solutions. The focus is on sustainable and inclusive development and the idea is to look at compact areas, create a replicable model which will act like a light house to other aspiring cities.

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Recent Programme Of Government Skill India Programme

Skill India Programme 
The majority of India’s vast population is of working age. Urgent and effective action to Skill India is critical to capture the demographic potential of India’s youth, so that they can contribute productively to the economy. Recognising the centrality of skills to overall socio-economic development within and across nation-states, the United Nations, at its General Assembly in November 2014, declared 15^th July as World Youth Skills Day. The resolution, endorsed by all UN regional groups, seeks to generate greater awareness and stimulate discussion on the vital role of skill training, in giving youth access to employment and sustainable livelihood pathways. 
The main goal is to create opportunities, space and scope for the development of the talents of the Indian youth and to develop more of those sectors which have already been put under skill development for the last so many years and also to identify new sectors for skill development. The new programme aims at providing training and skill development to 500 million youth of our country by 2020, covering each and every village. Various schemes are also proposed to achieve this objective.

• The emphasis is to skill the youths in such a way so that they get employment and also improve entrepreneurship.
• Provides training, support and guidance for all occupations that were of traditional type like carpenters, cobblers, welders, blacksmiths, masons, nurses, tailors, weavers etc.
• More emphasis will be given on new areas like real estate, construction, transportation, textile, gem industry, jewellery designing, banking, tourism and various other sectors, where skill development is inadequate or nil.
• The training programmes would be on the lines of international level so that the youths of our country can not only meet the domestic demands but also of other countries like the US, Japan, China, Germany, Russia and those in the West Asia.
• Another remarkable feature of the ‘Skill India’ programme would be to create a hallmark called ‘Rural India Skill’, so as to standardise and certify the training process.
• Tailor-made, need-based programmes would be initiated for specific age groups which can be like language and communication skills, life and positive thinking skills, personality development skills, management skills, behavioural skills, including job and employability skills.
• The course methodology of ‘Skill India’ would be innovative, which would include games, group discussions, brainstorming sessions, practical experiences, case studies etc.

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Pradhan Mantri Suraksha Bima Yojana - Recent Programme

Pradhan Mantri Suraksha Bima Yojana is a government-backed accident insurance scheme in India. It was originally mentioned in the 2015 Budget speech by Finance Minister Arun Jaitley in February 2015^.It was formally launched by Prime Minister Narendra Modi on 9 May in Kolkata As of May 2015, only 20% of India's population has any kind of insurance, this scheme aims to increase the number

Pradhan Mantri Suraksha Bima Yojana is available to people between 18 and 70 years of age with bank accounts. It has an annual premium of12 excluding service tax, which is about 14% of the premium. The amount will be automatically debited from the account. In case of accidental death or full disability, the payment to the nominee will be200,000 and in case of partial disability 100,000. Full disability has been defined as loss of use in both eyes, hands or feet. Partial disability has been defined as loss of use in one eye, hand or foot^.
This scheme will be linked to the bank accounts opened under the Pradhan Mantri Jan Dhan Yojana scheme. Most of these account had zero balance initially. The government aims to reduce the number of such zero balance accounts by using this and related schemes.

 Table of Benefits Sum Insured
a. Death Rs.                                                                                                Rs. 2 Lakh
b. Total and irrecoverable loss of both eyes or loss of use                                Rs. 2 Lakh
of both hands or feet or loss of sight of one eye and
loss of use of hand or foot

c. Total and irrecoverable loss of sight of one eye or loss                                Rs. 1 Lakh
of use of one hand or foot

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Recent program - “Nai Roshni” For Bank Exam

                                                                    “Nai Roshni”
The objective of the scheme is to empower and instill confidence among minority women, including their neighbours from other communities living in the same village/locality, by providing knowledge, tools and techniques for interacting with Government systems, banks and other institutions at all levels.Nurturing/hand holding service envisaged in the scheme being linked with advocacy is a field intensive activity. It requires continuous involvement and availability of facilitators at the doorsteps of the target group.

Organizations which would be eligible for applying for financial assistance under this scheme are given below:
(i) Society registered under the Societies Registration Act, 1860.
(ii) Public Trust registered under any law for the time being in force.
(iii) Private limited non-profit company registered under Section 25 of the Indian Companies Act, 1956.
(iv) Universities/ Institutions of higher learning recognized by University Grants Commission (UGC).
(v) Training institutes of Central and State Government/UT Administration including Panchayati Raj Training institutes.
(vi) Duly registered Cooperative Societies of Women/ Self Help Groups Implementation of Projects
The leadership development training scheme shall be implemented by the Ministry of Minority Affairs through selected organizations.The selected organizations should implement the project directly through
their organizational set-up in the locality/village/area. The onus of implementing the project properly and successfully would rest with the organization assigned with work by the Ministry.

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Recent Programme The Rashtriya Kishor Swasthya Karyakram

Rashtriya Kishor Swasthya Karyakram (RKSK)At 253 million, India has the largest share of the adolescent population in the world. With a view to address the health and development needs of this age group which is 21percent of India’s population, Ministry of Health and Family Welfare launched the Rashtriya Kishor Swasthya Karyakram (RKSK) on the 7th of January 2014.

The Ministry of Health & Family Welfare  has launched a health programme for adolescents, in the age group of 10-19 years, which would target their nutrition, reproductive health and substance abuse, among other issues.
The Rashtriya Kishor Swasthya Karyakram was launched on 7th January, 2014. The key principle of this programme is adolescent participation and leadership, Equity and inclusion, Gender Equity and strategic partnerships with other sectors and stakeholders. The programme envisions enabling all adolescents in India to realize their full potential by making informed and responsible decisions related to their health and well being and by accessing the services and support they need to do so.
To guide the implementation of this programme, MOHFW in collaboration with UNFPA has developed a National Adolescent Health Strategy. It realigns the existing clinic-based curative approach to focus on a more holistic model based on a continuum of care for adolescent health and developmental needs.
The Rashtriya Kishor Swasthya Karyakram (National Adolescent Health Programme),will comprehensively address the health needs of the 243 million adolescents. It introduces community-based interventions through peer educators, and is underpinned by collaborations with other ministries and state governments.

Objectives:

• Improve Nutrition
• Improve Sexual and Reproductive Health
• Enhance Mental Health
• Prevent Injuries and violence
• Prevent substance misuse

1.Increase awareness among adolescents, parents, families and stakeholders about the determinants of adolescent health such as nutrition, SRH, mental health, injuries and violence (including GBV), substance misuse and NCDs.
2.Skills: Efforts should be made to help parents develop/enhance skills oncommunicating with adolescents, such as talking with adolescents about sex, listening to adolescents’ concerns, or talking without shouting.
3. Support: Parents should be educated and sensitized on the resources available for assisting them in managing adolescent issues.

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Recent program - Sagar Mala project for coastal cities

Narendra Modi proposes Sagar Mala project for coastal cities

On 25 March 2015, the Union Cabinet, chaired by Prime Minister Narendra Modi, gave the final nod to proceed with the Sagarmala Project and prepare the concept and institutional framework. It was a significant development in India’s growth story. Taking ex-PM Atal Bihari Vajpayee’s dream project forward, Modi has rightly identified Sagarmala as a crucial infrastructure initiative whose development has the potential to boost India’s GDP by 2%.

“Sagar Mala” is a strategic, customer-oriented initiative of the Government of India to evolve a model of port led development whereby India’s long coastline will become the gateway of India’s prosperity
 Sagarmala Coordination and Steering Committee (SCSC) shall be constituted under the chairmanship of the Cabinet Secretary with Secretaries of the Ministries of Shipping, Road Transport and Highways, Tourism, Defence, Home Affairs, Environment, Forest & Climate Change, Departments of Revenue, Expenditure, Industrial Policy and Promotion, Chairman, Railway Board and CEO, NITI Aayog as members.

 The Sagar Mala initiative will tackle all these challenges by focusing on three pillars of coastline development as its deliverables namely, port modernization, efficient evacuation and coastal economic development supported by enabling policy and institutional linkages and finally, providing a structured approach and framework for ensuring inter-agency collaboration and integrated development. It will provide the necessary institutional framework that will enable central and state authorities to work together and ensure inclusive growth of the coastal regions. It will also empower port administration to be responsible for ensuring development at ports and its related infrastructure.

The Sagar Mala project aims to align with and support the national priorities of the Government namely, development of Smart Cities, the Ganga water-way and clean-up programs, Make in India and Good governance.

On implementation, Sagar Mala will deliver multiple benefits such as:
▪ Development of 3-4 modern world scale Mega ports of 200 MT capacity
▪ Better integrated connectivity in an CER and hinterland
▪ Fully integrated coastline through dedicated Mega waterways (National navigation channels)
▪ Shift of modal mix to an optimal modal mix (increase of coastal /inland waterways)
▪ Seamless dedicated backward linkages with key Transport / Infra projects e.g. DMIC, AKIC, CBIC, DFC, PCPIR etc.
▪ 4-6 Coastal Tourist circuits to position India as a prominent tourist destination
▪ 15 X growth in Coastal / IWT traffic increase over next 20 years
▪ Capacity augmentation to handle 5X ports traffic increase over next 20 years
▪ Coastal Economic Regions (CERs) leading to increased GDP/ EXIM
▪ Significant employment creation in ports, shipping and ancillary areas/ecosystem
▪ Structured urbanization of coast/rivers and development of riverine/ coastal communities
▪ Revenue generation though increased economic activity due to all round development of the coastal cities and tourism

The key components of Sagar Mala Project are:
▪ Focus on modernization of port infrastructure, transforming the existing Ports to world class Ports and development of new ports
▪ Improve hinterland linkages through efficient rail, road and water (coastal and inland waterways) networks for efficient evacuations
▪ Engender port led development by promoting Port based SEZS / FTWZs, ancillary industries such as Ship Breaking, Ship Building / Ship Repair, Bunkering facilities, Container Freight Stations, Warehousing, Tourism and Waterborne Transport

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Recent Program - Mudra Bank Yojana For Bank Exam

Mudra Bank – Details, Objectives & Benefits

The Prime Minister Narendra Modi  launched the promised Micro Units Development and Refinance Agency Ltd (MUDRA) Bank on 8 April, 2015 with a corpus of Rs 20,000 crore and a credit guarantee corpus of Rs 3,000 crore. The launch was the fulfillment of an announcement made earlier by the Finance Minister Arun Jaitley in his FY 15-16 Budget speech.

MUDRA Bank has rightly classified the borrowers into three segments: the starters, the mid-stage finance seekers and the next level growth seekers.
To address the three segments, MUDRA Bank has launched three loan instruments:

1. Shishu: covers loans upto Rs 50,000/-
2. Kishor: covers loans above Rs 50,000/- and upto Rs 5 lakh
3. Tarun: covers loans above Rs 5 lakh and upto Rs 10 lakh

                                  Beneficiaries

Mudra Bank Beneficiaries would be Small or Medium Business or Entrepreneurs in rural and urban areas having financing requirements up to Rs.10 lakh, including proprietorship/partnership firms running as small manufacturing units, shopkeepers, fruits/vegetable sellers, hair cutting saloon, beauty parlours, transporters, truck operators, hawkers, co-operatives or body of individuals, food service units, repair shops, machine operators, small industries, artisans, food processors, self-help groups, professionals and service providers etc.

Responsibilities of Mudra Bank

• Laying down policy guidelines for micro/small enterprise financing business.
• Registration and Regulation of MFI (Micro-Finance Institutions) entities.
• Accreditation/rating of MFI entities.
• To assist the lower income groups to develop and grow their small businesses.
• To help in increasing the access of finance to the un-banked and to also bring down the cost of finance.
• To provide access to Institutional Finance for Small Business Units (SBU).
• Laying down responsible financing practices to prevent over indebtedness, ensuring client protection principles and methods of recovery.
• Development of standardized covenants governing last mile lending to micro/small enterprises.
• Formulating and running a credit guarantee scheme for providing guarantees to the loans which are being extended to micro-enterprises.
• MUDRA bank will also be responsible for regulating and refinancing all micro-finance institutions (MFIs) which are in the business of lending to micro or small business entities engaged in manufacturing, trading and services activities.
• To give priority to SC/ST enterprises in lending.

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Recent Program Deen Dayal Upadhyaya Gram Jyoti Yojana -Interview Focus For Bank Main Exam

Deen Dayal Upadhyaya Gram Jyoti Yojana or DDUGJY is an Government of India scheme aimed to provide continuous power supply to rural India.

It is one of the key initiative of Modi Government and it aims to supply 24x7 uninterrupted power supply to all homes.

The government plans to invest Rs 75,600 crore for rural electrification under this scheme. The scheme will replace the existing Rajiv Gandhi Grameen Vidyutikaran Yojana (RGGVY)..

The new scheme of Deen Dayal Upadhyaya Gram Jyoti Yojana (DDUGJY), recently approved by the Union Government draws its inspiration from the similar pioneering scheme implemented by the Government of Gujarat. ThiThis will help in providing round the clock power to rural households and adequate power to agricultural consumers .The earlier scheme for rural electrification viz. Rajiv Gandhi Grameen Vidyutikaran Yojana (RGGVY) has been subsumed in the new scheme as its rural electrification component

 Rural Electrification Corporation (REC) is the Nodal Agency for operationalization of this Scheme. It will furnish monthly progress reports on the implementation of the scheme indicating both financial and physical progress to Ministry of Power and Central Electricity Authority .

Components

i) to separate agriculture and non agriculture feeders facilitating judicious rostering of supply to agricultural and non-agricultural consumers in rural areas and

(ii) strengthening and augmentation of sub transmission and distribution infrastructure in rural areas, including metering of distribution transformers/feeders/consumers

The scheme would help in:

(i) Improvement in hours of power supply in rural areas,

(ii) Reduction in peak load,

(iii) Improvement in billed energy based on metered consumption and

(iv) Providing access to electricity to rural households.

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Recent ProgramIntegrated Watershed Management Programme by Ministry of Rural Development -Interview Focus For Bank Exam

Integrated Watershed Management Programme by Ministry of Rural Development

Integrated Watershed Management Programme (IWMP) is a modified programme of erstwhile Drought Prone Areas Programme (DPAP), Desert Development Programme (DDP) and Integrated Wastelands Development Programme (IWDP) of the Department of Land Resources. This consolidation is for optimum use of resources, sustainable outcomes and integrated planning. The scheme was launched during 2009-10. The programme is being implemented as per Common Guidelines for Watershed Development Projects 2008. The main objectives of the IWMP are to restore the ecological balance by harnessing, conserving and developing degraded natural resources such as soil, vegetative cover and water. The outcomes are prevention of soil erosion, regeneration of natural vegetation, rain water harvesting and recharging of the ground water table. This enables multi-cropping and the introduction of diverse agro-based activities, which help to provide sustainable livelihoods to the people residing in the watershed area.

The salient features of IWMP are as below:

(i) Setting up of Dedicated Institutions with multi-disciplinary experts at State level - State Level Nodal Agency (SLNA), District level - Watershed Cell cum Data Centre (WCDC), Project level - Project Implementing Agency (PIA) and Village level - Watershed Committee (WC).

(ii) Cluster Approach in selection and preparation of projects: Average size of project - about 5,000 ha.

(iii) Enhanced Cost Norms from Rs. 6000 per ha. to Rs.12,000/ha. in plains; Rs.15,000/ ha in difficult/hilly areas

(iv) Uniform Funding pattern of 90:10 between Centre & States.

(v) Release of central assistance in three installments (20%, 50% & 30%) instead of five installments.

(vi) Flexibility in the project period i.e. 4 to 7 years

(vii) Scientific planning of the projects by using IT, remote sensing techniques, GIS facilities for planning and monitoring & evaluation

(viii) Earmarking of project funds for DPR preparation (1%), Entry point activities (4%), Capacity building (5%), Monitoring (1%) and Evaluation (1%).

(ix) Introduction of new livelihood component with earmarking of project fund under Watershed Projects i.e. 9% of project fund for livelihoods for assetless people and 10% for production system & micro-enterprises

(x) Delegation of power of sanction of projects to Sta

Major activities of the Watershed project:
• Soil & moisture conservation measures like terracing, bunding, trenching,
vegetative barriers etc.
• Rain water harvesting activities like farm ponds, percolation tanks,
checkdams etc.
• Planting & sowing of multi-purpose trees, shrubs, grasses, legumes and
pasture land development
• Encouraging natural regeneration
• Promotion of agro-forestry and horticulture
• Measures needed to disseminate technology
• Training, extension and creation of a greater degree of awareness among
the participants
• Encouraging peoples’ participation
• Livelihood activities for assetless people
• Production system and micro-enterprise

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